Thinking of refinancing to a 15 year mortgage?

I just read a good article about the benefits and concerns regarding refinancing to a 15 yr mortgage. It's worth the read if you are considering refinancing your home to take advantage of the current low rates.  I am all about being debt free, including the mortgage, so we did a refi to a 15 yr mortgage years ago. It was a good move for us, but it isn't the right move for everyone. The article gives some other easy options for paying down the house early without the commitment of a 15 yr loan with the increased monthly payment.  It's an easy read but a good first step if you are thinking of going to a 15 yr loan.