5 things to know when hiring a contractor to assist with storm cleanup

For many areas hit by Florence clean-up and repairs are underway.

Do you need to hire someone to help? Here are five things to know before you hire a contractor:

1. Get at least three estimates that include everything from repairs to clean-up. Don't just jump at the lowest price.

2. Call at least three references. Ask about quality, clean-up, whether calls were returned and whether the job was completed on time and on budget.

3. Make sure the contractor is insured and licensed. In North Carolina, a license is only required for jobs costing $30,000 or more. While that license doesn't guarantee good work, it does show a certain amount of professionalism and competence.

4. Get specifics in writing. Exactly what will be done, payment schedule and a timetable, including start and completion dates.

5. Never pay too much up front. We recommend no more than 10 percent down, then make follow-up payments as work is done to your satisfaction.

Also, don't pay cash. Use a check, or even better use a credit card when you can.