On the California Wildfire Missing List, Name After Name After Name

Search and rescue teams look for the remains of victims in the aftermath of the Camp Fire in Paradise, Calif., Nov. 16, 2018. Of the 20 worst wildfires in state history, four were just last year, giving rise to a record $12.6 billion of insurance claims. This has put pressure on property insurers, some of which have been declining to renew homeowners’ policies in fire-prone areas. (Eric Thayer/The New York Times)