Insurance Coverage

More than half a million North Carolinians now qualify for Medicaid

Almost 600,000 North Carolinians will become eligible for health insurance Friday as the state becomes the 40th state in the country to expand Medicaid.

Wake woman's story a cautionary tale about 'junk insurance'

If you sign up for a plan that is outside the ACA Marketplace, be careful. You can not rely solely on what brokers tell you, as Candice Trebus found out.

Wake Co. woman stuck with $30,000 surgery bill junk insurance wouldn't cover

People are drawn to short-term limited duration insurance because of the low cost, but what many don't realize is how little these policies cover until it's too late.

Keely Arthur, WRAL consumer reporter

The best ways to save on home insurance for tiny and traditional houses

There are only a handful of companies that insure manufactured homes. Less competition can also mean higher rates. Here are ways to save.

Keely Arthur, WRAL consumer reporter

How to save on home insurance

WRAL consumer reporter Keely Arthur has some ways you can be sure to get the lowest insurance price on your home.

Cape Fear Valley Medical Center ends United Healthcare's Medicare Advantage insurance coverage

The Cape Fear Valley Medical Center in Fayetteville ended its United Healthcare Medicare Advantage insurance coverage.

Gilbert Baez, WRAL Fayetteville reporter

Cape Fear Valley Medical Center drops United Healthcare insurance

Cape Fear Valley Medical Center in Fayetteville ends United Healthcare insurance coverage, affecting thousands of patients.

How to find insurance if your home is at risk of flooding

According to the Federal Emergency Management Agency (FEMA), just one inch of water can cause $25,000 in damage and there have been floods in 98% of counties in America.

With peak of hurricane season on horizon, officials urge North Carolinians to consider flood insurance

Less than 4% of homes in North Carolina are currently covered by flood insurance. Officials say flood risk areas are expanding and are encouraging homeowners to consider flood insurance ahead of the height of hurricane season.

Liz McLaughlin, WRAL Climate Change Reporter

As climate changes, more homeowners need flood insurance

WRAL climate change reporter Liz McLaughlin shows you how to understand your home's flood risk and how to find insurance to make sure you're covered.

Hurricane Prep: What you need to know about home insurance coverage

Seven necessary steps to understanding your home insurance, allowing you to navigate your policy effectively

Rachel Driskell

On-demand small business insurance options reach NC via online platform

Slice Labs is brining their specialty market small business insurance product to an additional nine states, including North Carolina.

Judge orders partial payment to policyholders wrapped up in Lindberg saga

A billionaire facing bribery and fraud charges has been fighting to keep the state from liquidating his insurance companies. The judge ordered partial payments last week as the battle drags on.

Travis Fain, WRAL state government reporter

On WRAL at 6: 💲 You might be paying for your city's mistakes 💲

WRAL 5 On Your Side reveals the law that leaves you paying thousands, and how to find out if your city is using it!

GoFundMe for Fuquay-Varina woman with stage-four breast cancer raises over $100,000

Danielle McKean is receiving treatment thousands of miles away from her kids in Arizona after her insurance refused to cover a drug she needed to treat the disease.

Julian Grace, WRAL anchor/reporter

Donations pour in for Fuquay-Varina mother with stage four breast cancer

Danielle McKean was forced to seek treatment for her cancer out of state after her insurance denied covering a drug she needed for treatment. Now, a GoFundMe campaign has raised over $100,000 for her expenses.

5 On Your Side has steps to control home insurance cost

5 On Your Side's Keely Arthur help with steps homeowners can take to control their premiums.

As home insurance costs rise, here's how to keep control of your premium

Once you've found the right insurer, Consumer Reports says bundling is the best way to get a big discount on your home insurance premium.

Keely Arthur, WRAL consumer reporter

Climate shocks are making parts of America uninsurable

The climate crisis is becoming a financial crisis.

Christopher Flavelle, Jill Cowan and Ivan Penn, New York Times

Blue Cross reform bill easily clears NC legislature

A top priority for Blue Cross Blue Shield of North Carolina, the bill would let the nonprofit company move assets to a newly created holding company that would be further from regulators' reach.

Travis Fain, WRAL state government reporter

TUNDE SOTUNDE: Keeping Blue Cross and Blue Shield of N.C. mission-driven

Friday, May 26, 2023 -- The bill would modernize Blue Cross and Blue Shield North Carolina's structure and give us the best chance to remain a mission-driven North Carolina not-for-profit.

A checklist of what to do - and pack - when a hurricane's coming

For anyone in the path of a hurricane, we encourage you to consult these online resources to help stay safe.

CNN

Major health insurance bill, a priority for Blue Cross, moves again in NC legislature

State Insurance Commissioner Mike Causey opposes the measure, saying it bows to corporate greed. The company and the bill's supporters in the statehouse say it's a needed update to old regulations.

Travis Fain, WRAL state government bill

City of Wilson claims immunity for crash, leaving victim to have to pay for repairs

If you're in a car accident you expect the person responsible to pay for the damages, but WRAL 5 On Your Side reveals that's not how it always works.

NC lawmakers mull big changes to health insurance, prescription drug industries

Independent pharmacists are pushing again for new regulations on pharmacy benefit managers - large companies that act as middlemen.

Travis Fain, WRAL state government reporter