The 15-minute retirement planner (Financial Safari)
Most people have a financial plan, but they don't know what will happen to their investments in retirement. All it would take is 15 minutes.
Hello again, everybody. Chuck, Kate in here and there along with America's wealth coach. He's coach Pete Dorota, and we've got some or advice for you. And I'll tell you what. There was a commercial that we've seen from an insurance company that talked about 15 minutes. It is all we need to give you. Well, you know the drill. What about the 15 minute retirement planner? Because I don't think a lot of people coach take the time to look ahead to their retirement and give it that little 15 minute once over. The truth suggests the number one problem I see in the financial world, Chuck is confusion and not knowing where to get your real advice. So I designed a 15 minute planner to give you a start. It's not gonna It's not that and all, Bill, but it's to give you a start to educate you on what really goes into forming a true retirement plan. Chuck. Most people watching have a financial plan, probably a financial planner to investments here, investments their investments everywhere, but they have no idea what those investments will do when retirement comes. They're kind of like just numbers on a statement when it's all the R. And so then we have to take the numbers and we have to convert them to to your own money. Math, we call it. So we have to map out what your lifestyle is gonna be. What are you doing now? What do you want to continue to do all the way through retirement? Then we look forward in the financial world based on inflation numbers and tell you how much that's gonna cost to do what you like to do today, Tomorrow, next year, A decade, two decades from now. And we make a plan that gives you that stream income, folks, you need to increase extreme income all the way through retirement. We call that cash distributions, and you need to make sure that your retirement money is not exclusively tied to the stock market. Know why do I say that? Because the stock market gives great returns. What is going up and great disappointment when it goes down? We cannot have all our money there. We need to utilize what's called the investment rule of 100. We talk about that in the book as well. You take your age, you put a percentage after it and whatever percent that ISS, that money needs to be isolated from the downs of the market. So if you're 68 68% of your money needs to be in a place you can't lose. If you're 54 54% of money needs me to place, you can't lose. But not just that. You can put on your pillow, Chuck. It's not gonna lose it there for this case. The game. You need to have growth. You need to have protection. You need to have lifetime income in a total retirement plan. That's what we talk about here. We also talk about the right way to withdraw money. Many of you watching have gains still have gains in the stock market. Well, you think you have gains, but if it's still on paper, you haven't made anything. So you're not up until you're out in the market. You realize that you know it's great to look at these balances, but if you continue to have those balances and they're gonna fluctuate, but they don't mean anything to you, really, If a retirement until you liquidate them and getting a place now that will give you a lifetime income. We call that the green account that gives you growth protection than lifetime income. Chuck. That's what's missing in most plans that are people watching now. It's not having the proper plan put in place and not having the proper withdrawal. Stretchy and not having a total retirement plan has lifetime income and the financial Philip strategy. Absolutely. And that financial Philip strategy is key, and I don't know why you wouldn't want to spend 15 minutes for such an important thing as your retirement. This is week, say 15 minutes will take about 15 minutes to read this. But it's a lifetime of success by utilizing the strategies in here and then also, we will give you a golden ticket. That's $1000 value that we could design your very own customized plan based on the strategies. And here, Chuck, there's an accumulation say's That's when you build money towards retirement and then we get close to retirement. We need to think about the distribution face. We talk about that here with the real numbers, and then what is safe. So many people have talked to over the years, said Oh, we're in a safe plan until we analyze it and find out there's not much safe there. We need to have really safety, really equity and real lifetime income guarantees. And we talk about that. How to turn you into a little bit more of an expert than you are today by taking 15 minutes to read this guidebook. No cost. If you're watching here, all you have to do is call the number you see on the screen. Chuck, look forward to sharing this for everybody, but more importantly, I look forward to helping educate you and then getting your proper, customized retirement plan that you deserve.