5 keys to a successful retirement (Financial Safari)
Coach Pete lays out the five keys to a successful retirement.
Hello, everyone, Chuck cake in here along with America's wealth coach, coach Pete D. Arruda. And we are here to talk a little bit about retirement, and some of you have car keys. Maybe you have kilos ignition today, but we're talking retirement. We're talking about those by keys to a successful retirement. What are those very, very important folks? And we put together a guidebook. Chuck. It's so vitally important that we master each one of these keys, the master key, and we we built not only a workbook, but we have a guidebook, worksheets and DVD inside a box set called the Five Keys to Successful Retirement, and I want to just basically touch on a couple of these keys. Now let me book touching all five. But, folks, you really need to get this in an advanced form. Do that home study Where you have that you're in deprives your own house and your family. You can sit down. You can map out different things in the financial world to make sure you're on the right course. It's not just getting to the destination, Chuck. It's planning the course to make sure that you are going the right way. You know, watch the movie castaway the other day. Okay, Tom Hanks. Remember Castro? Absolutely. And so he's on the FedEx plane and they lose track with they go off track, they will go off course and they lose communication with everyone. And it turns out he's lost for almost five years, I guess on that island, because nobody even knows where he is because they're so far away from where they thought they were going. We don't want that to happen with you and your retirement wants you on course. We want to have waypoints. We can have check and balance systems to make sure that you are going the right direction. If not, Chuck, this is vital folks, cause a lot of folks have told me over the years we were so scared, Coach, that we were way off course. We didn't want to call. We didn't want to be embarrassed, folks. My dad was a college professor for 43 a half years. Still his, by the way. But he's part time now, but he used to tell the students the worst questions are the ones you don't that's right. Always ask questions and especially. What about your retirement account? But shifting your financial perspective is one of things we talk about here, going from accumulating money to living off that money for the rest of our lives. We need that financial Philip program. We need to have a total retirement plan that will give us a yearly or monthly check for the rest of our lives, regardless of what happens in the stock market. And if we pass away, we want to make sure our spouse continues to get those checks. And then when we both take that limousine to heaven, we want to make sure the money we've saved up and we have building up goes on to the next of kin. And that's what we want to make sure it happens with every single financial portfolio we designed. And then we need to understand why we're putting money where we are understand the purpose of money, because a lot of folks who just like to brag about buying a stock and it goes up like to brag at a cocktail party. But if they still you're still holding the stock, Chuck, have you really made any money? No, no, no, not until you liquidate, You hope to liquidate the plus. Yeah, I always say you're not up and take her out. That's really so lock those gains in. Or if you're if you're going down, maybe it's time to get out and get a new plan. So we also need to understand Social Security. So we show you how to do the proper claiming strategies in this book, and then we need to manage health care. Risk truck as we get older, I've noticed is too. At 54 things break, things were getting a little creaky. Right now, I feel in the days that s a lot of people. Maybe they have to go to nursing home. So we need to make sure we have that in her plan because that could drain your retirement account a lot faster. You thought if you don't have the proper plan put together, then we also need to migrate and mitigate financial risks. We need to make sure we're not taking too much risk. And then Chuck the big one that I like to talk about a lot on the radio show. You're on the show with me almost every week. We want to talk about financial termites. Risk these commissions. How much you paying are the hidden like termites in the house and, unfortunately, termites in the house. When you discover a termite problem in the house, it's usually when you put a foot on the floor and it goes right through and a little too late to wait, so we want to make sure to address this ahead of time. We can analyze your portfolio to make sure you are in the right place and make sure there are no dirty tricks. Chuck. We are a fiduciary planning firm, which means we cannot take commissions out of your money, and we can not do anything that's wrong for you. Everything has to be for you, and everything must be customized. So if you want your own customized plan and if you want this this box set, which is fantastic, but I don't know why you wouldn't want it. It's no cost of your watching right now. $300 value called the five keys to successful retirement Inside that box, that is $1000 ticket, a golden ticket for your no cost total retirement plan. It's nothing else, folks, let's Let's make sure to analyze where you are now to make sure you're not doing the wrong thing and make sure that if you have a bad planner, you know that planters not doing the right thing for you, so call right now with four to meet with.