Here's how to get your health insurance to cover COVID rapid test costs
You could potentially save hundreds of dollars per month on Covid-19 at-home rapid tests, if you follow a couple of simple steps.Posted — Updated
You could potentially save hundreds of dollars per month on Covid-19 at-home rapid tests, if you follow a couple of simple steps.
Starting on Saturday, the Biden Administration is requiring health insurers to cover the cost of up to eight over-the-counter rapid tests every month, for every person who has coverage.
The goal of the program is for an individual to be able to walk into a pharmacy and walk out with a test, without money ever changing hands. However, in the early days of this program, be ready to buy a test and file a claim with your insurance for reimbursement. That means saving your receipt is a must.
Another critical point is making sure you’re buying a test from a pharmacy that is in the coverage network of your health insurance plan. If you buy a test at an out-of-network provider, your insurance may only cover $12 of the cost, and you’ll be responsible for paying the rest.
Tests used for employment, school or recreational purposes are not eligible for reimbursement, according to Aetna.
Copyright 2024 by Capitol Broadcasting Company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.