Banking Fees for Workers, Deals for Bosses

Jose Ramirez Paredes, one of many workers who have accumulated steep fees at the Marriott Employees' Federal Credit Union, near his workplace, the Baltimore Marriott Waterfront in downtown Baltimore, Sept. 27, 2018. At the Marriott credit union, with unusually high fees, service workers find further stress on thin paychecks while better-paid employees get deals. (Andrew Mangum for The New York Times)