Affordable Care Act open enrollment for 2019 began Thursday with some changes.

People have six weeks to sign up for a health plan under the ACA on HealthCare.gov.

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This year, it may be more difficult to get help enrolling, as President Donald Trump's administration scaled back funding for sign-up counselors known as "navigators."

Another change coming on Jan. 1 says those who opt out of health insurance will not be penalized at tax time.

Insurance experts say most people in North Carolina can find a plan for less than $75 a month if they sign up for financial help before Dec. 15.