Hello, everyone. I'm Chuck Keeton along with coach Pete Dorota, and we have a very exciting Siris for you. It's called the Five Keys to Successful Retirement, and I think you're gonna like it a lot because we have a man who's been a 27 year true fiduciary with wonderful experience to help you in retirement and coach, Let's talk about number one. How do you shift your retirement perspective? Yeah, we look at when we when we get to retirement, Chuck, it seems like it's a race. We're trying to keep up with our buddies or friends or relatives, whatever, trying to save as much as weekend. A lot of times we don't save as much as we should, but we save, save, save. And if you have a 41 K, you know what I'm talking about. You're trying to put his much money away as possible. Well, that's great, because we're trying to get the maximum growth, so we're taking maximum risk a lot of times, which we've seen the bad side of that, too. When the market goes the wrong way, your maximum growth strategy turns into a maximum loss strategy. So as we get close to retirement. Chuck and I call it the Financial Red Zone. It's 52 above. When we get to 52 above, we need to start shifting the paradigm from trying to accumulate to thinking more of a distribution way. What am I going to be able to get from the money I've put aside all these years for life now, all the way through retirement? What can I receive as a monthly check? It's called income Planning. You see how the perspective changes now from trying to build money up to trying to preserve it and also trying to get income out of it. So you need to have growth, protection of your money and income as we get close to retirement. Now, this is extremely important to me when you reach that level of 70.5 where you've got to take those required minimum distributions. So you really gotta be aware of. What you're doing is you get closer to that period. But I don't want you to wait until 7.5. That's planning around age 50 because you're getting into that financial red zone. You can't make that money back is fast. You can't go. You can't keep working If you lose money. The market, A lot of times you don't want to. You wanna have a goal of an age that you're gonna retire and, Chuck, you need to know before you retire what your income is gonna be. Now we look at Social Security claiming, and we're gonna talk about that later on this series, too. We look at how to maximize the amounts of money you put aside in the right places without taking undue risk. And that takes ah, lot of behind the scenes work a lot of times because a lot of folks are taking more recently realized folks. It's also identifying those financial termites in your portfolio. There's a risk fees, commissions that is eating away your balance each month. And Chuck, the money is going somewhere. But it's not going to you. I always say, Whose retirement are your funding, yours or your brokers? So if you're in the wrong place, what's a good time to find out today or next year or never today right now? And that's what's key about this entire Siri's is People don't realize they do have these uh, partners. One of his Uncle Sam. One of them is that the state you're living in so you've got to be aware of all these things. So everything incorporates together. Tax planning, Social security, planning, income planning, the most important part getting it income you deserve That should increase all the way through retirement. If folks, if you're interested in finding out more, all you have to do is called the number you see on the screen and we'll put together for you your very own analysis to see where you are right now. But more importantly, to show you where you could be if you do the right things going forward Mm uh huh.