Well, welcome back to our Siris on the Five Keys. Thio, maximize a successful retirement. Now we have talked about shifting your retirement perspectives and also understanding your investment purposes using the red, yellow and green bucket strategy with Coach Pete Dorota with 27 years of experience toe help you in retirement. Now let's talk about something that I know is near and dear to my heart being 62 of course. Uh, what do you want? To take Social Security and maximizing your Social Security? Because that's something you've worked hard for all these years. You've paid Social Security tax over the years as a worker, and as you mentioned is, you're in the red zone, Coach. You're now starting to think about retirement and getting some of that money back because you deserve it. What about the maximization process? Well, I'm 53 so I'm in what I call the financial Red Zone 50 tune above. So I'm thinking about retirement planning to even though I've never I've never playing on retiring, but I wanna make sure that I have that income coming in that I could retire if I want to retire. And by the way, folks. The Siri's five parts of the videos here, but we have a 50 page workbook that goes along with this inside a box sets. Would you like to get the box set with the DVD? That of what you're watching now and the workbook, all you have to do is call the number you see on the screen a little bit. Uh, Chuck. It's very important, though, as we look at Social Security planning when I've talked to people in the past and again. I've been in this field here for 27 a half years now. But when I talk to folks, they always say, when I asked him when they want to retire coach, we want to retire as soon as possible, which, when you hear that a lot for the most people. And then I said, Well, when do you wanna take so security? And and most of the answers I get is soon as possible, they say. But here's a little known. It's not really a secret, but here's a little known fact, folks. You could start taking Social Security at 62 you're cheating yourself out of an 8% growth per year, though. If you do that, you're better off waiting as long as you can up to age 70 wedding. That money grow by about 8% per year, Chuck. That's pretty good growth for your income for Social Security and then taking your Social Security at age 70 because you get a lot more bang for your buck. Now here's the trade off. They know they're not stupid there they have actuaries there, guys in the background, punching numbers, all that all the time. And they say, Well, Coach Pete, if we if we wait to 70 to give you the money we know you're not gonna live this long is that if we gave you the money at 62 so the break even point, we'll do a break even point out for you. Well, if you live to be 89 then it made sense to do this. If you if you died at 72 it didn't make sense to do that. So it's important. Oh, we call the Social Security planning and I know people have heard that They said, Coach, what is this Social Security planning? What's looking at all the different scenarios that available to you, Chuck. Matter of fact, about 85% of folks make the wrong Social Security decision because they didn't consult with somebody ahead of time. And the people in the Social Security Office will not tell you. They're not allowed to tell you what you should really dio. Well, here's one of the things that people have to consider. You talked about not wanting to ever retire. I feel the same way. And I think a lot of people in their sixties or saying, Well, you don't want to retire either. I want to be doing something to make some sort of income, but you've got to be careful because your Social Security could be taxed it from 50 to 85%. And that's why you need a true fiduciary to help you out with that, Maybe you could explain that is a little. There's a lot of strategies. Go over. Yes, if you're gonna work through and get so security the same time, it might not be worth working anymore, right? So it's about doing the numbers and they change from year to year. So let's meet with you. Let's go through your own planning strategy but Chuck, about 85% of folks do the wrong claiming strategies because they did not realize there's some different options available. It could cost you hundreds of thousands of dollars over your lifetime and money you could have had. But you claimed the wrong way. So don't make that decision until you get a qualified review showing you all the options. Tell me, showing you the top three options available to you especially. And then you could go in and and file and feel informed when you file that Social Security claiming strategy paperwork and so you only could do it once. Don't do it wrong. So all you have to do call the number you see on the screen will do for you your very own Social Security claiming strategy, yeah.