Health Team

UnitedHealthcare to offer Affordable Care Act insurance plans in NC

Posted September 4, 2014

— North Carolinians could have three insurance carriers to choose from when enrollment under the Affordable Care Act reopens in November.

The state Department of Insurance has approved individual plans from UnitedHealthcare for the online marketplace, but they still need to be approved by the U.S. Department of Health and Human Services because the federal government operates the exchange.

During the initial Affordable Care Act enrollment period last fall, only Blue Cross Blue Shield of North Carolina and Coventry Health Care offered individual insurance through the exchange in North Carolina.

DOI spokeswoman Kerry Hall said state regulators have already approved Blue Cross individual plans for 2015 but are still reviewing Coventry plans and small-group plans proposed by Blue Cross.

Rates for the various plans won't be public until enrollment begins on Nov. 15.


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  • Steve Faulkner Sep 5, 2014
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    You are correct, however participation by the healthcare companies is completely voluntary. With virtually no competition, they can still set their own prices, even in the exchange.

  • James Daniels Sep 5, 2014
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    The more insurance companies come into the market the greater the possibility that prices will come down. Isn't that the basis for marketplace competition? I see to remember that for capitalism to work there has to be many buyers and many sellers. Anybody else remember that quote?

  • foodstamptrader Sep 5, 2014

    Since my previously affordable BCBS HSA policy doubled in cost under Obamacare, I would be elated if they offer something more affordable. I won't hold my breath.

    Unless you get taxpayer subsidies under the selective Obamacare entitlement, your private health insurance costs have gone up considerably. Those of us paying the full cost of all the Obama mandates were left holding the bag on his big legacy scam.

  • 68_dodge_polara Sep 5, 2014

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    You don't have to be right wing anything to know that UnitedHealthcare is that absolute worst health insurance company.

  • lavenderdejectedmoon Sep 5, 2014

    Awesome news!

  • Betty Russell Sep 5, 2014
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    I guess we will have to wait and see if it is "Affordable" or not.....

  • Michael Hart Sep 5, 2014
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    well seeing that the "right wing of NC did not expand Medicaid, thus pushing Unitedhealthcare away from the competition for customers thus drawing down the premiums and costs, which it was designed to do, for the sole purpose of making the ACA fail, but here's the thing, it hasn't failed and actually NC ranks up there in enrollee's.

  • Amy Whaley Sep 5, 2014
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    I don't know about all of that but I wished that my country didn't force me to worship at the altar of health insurance. I have my own beliefs and ways of how to handle my health care which has worked well for me. Now I am in a situation where I have to have a subsidy to pay for my health insurance that I don't want. Where is my freedom in that?

  • Sep 5, 2014

    So, how many negative right wing comments will we hear about this company, BCBS and Coventry supporting Obama's Socialist Medical takeover??? "crickets"