banner
Health Team

Some have success signing up for health coverage online

Posted December 9, 2013

— The government's updated HealthCare.gov website has been getting mixed reviews, but many people are finally able to get online and sign up for health insurance under the Affordable Care Act.

For 12 years, Heidi Dragon of Raleigh has been running her own business as a graphic designer, and she's been on her own when it comes to health insurance.

"As my health premiums have gone up, my coverage has gone down," Dragon said Monday.

She now pays $176 a month for what she calls a "bottom of the barrel" plan, so she started shopping on HealthCare.gov with the help of a federally trained navigator.

"We got through the application online – whizzed through it – so I'm not sure what everyone was talking about," Dragon said, referring to complaints about site delays that frustrated millions of people nationwide since early October.

She took about a week to compare plans and enrolled in one that provides better coverage than her current plan. With federal subsidies, her monthly premium for her new insurance will be $91 a month – a 48 percent decrease.

Heidi Dragon, satisfied HealthCare.gov customer Raleigh designer finds insurance deal on HealthCare.gov

Dragon was so pleased with her experience that she decided to help Nancy Thomas, a friend who's self-employed as a photographer, find coverage through the online marketplace.

Thomas dropped her health insurance a year ago.

"I got back into my old mindset of where I thought, 'I really don't need health care. Why am I paying for this?'" she said.

Now, she's checking out her insurance options online. Like Dragon, Thomas' income will qualify for discounted premiums.

"Just the fact that I know that I'm going to be able to pay less and have a similar, if not better, plan, it just makes sense," Thomas said.

39 Comments

This story is closed for comments. Comments on WRAL.com news stories are accepted and moderated between the hours of 8 a.m. and 8 p.m. Monday through Friday.

Oldest First
View all
  • timexliving Dec 11, 7:19 p.m.

    "Some have success signing up for health coverage online"

    This headline says it all. After more than 2 months SOME have success signing up. But that still doesn't mean they are officially enrolled and have health coverage come January 1. ACA officials are strongly encouraging those who signed up to contact the insurance companies to make sure. This is like calling support at Amazon.com to ensure they received my payment. But then again, Amazon sends you an email and gives you a printable receipt immediately.

  • wcnc Dec 11, 6:31 p.m.

    Federal subsidy.... That just means that those of us with employer provided insurance who pay $500+ a month to add our spouse and children and don't qualify to go on that website to try to find a better deal because we have insurance through our provider ALSO get to pay higher taxes to pay for HER insurance subsidy! Sure, that works out GREAT!! For her, that is..... What a complete MESS of a law!!! And it's only going to get worse!

  • ncouterbanks69 Dec 11, 1:49 p.m.

    "With federal subsidies, her monthly premium for her new insurance will be $91 a month – a 48 percent decrease."

    It should read "With free money her monthly..." Want to bet that is not the only free money she is getting? Unreal

  • ncouterbanks69 Dec 11, 1:47 p.m.

    "Remember, we still have two wars on credit to pay for too (Iraq, Afghanistan). Freedom isn't free either."

    Paying for freedom benefits us all. Paying for someone to sleep all day benefits only those who believe the world owes them something.

  • ncouterbanks69 Dec 11, 1:46 p.m.

    "It is not my responsibility to pay for somebody to have a child. If a person cannot afford to pay for their own maternity care and hospital bill to have a child, then they do not need to have a child"

    Is that not the complete truth. So I pay for all of my childrens needs why can't others? The answer is they are too lazy and they get paid to have those children. Yep...sounds like a fair plan to me. The welfare attitude in this country will be our (all of us even the ones who are actually responsible) downfall.

  • A person Dec 11, 1:03 p.m.

    And everyone of these nations you point too have taken a lot of the basic freedoms you have today away from their people. The more you give to the Government the more of your freedoms you give away. Remember that. I for one don't want to lose any of my freedoms.

    mikeyfa

    Strange, when I return to the US from these other countries you speak of I have to get used to giving up personal freedoms upon reentering the US. far fewer personal freedoms here than other countries. Get over yourselves

  • Titus Pullo Dec 11, 12:03 p.m.

    It is always good to have someone else pay for your stuff. I am feeling less and less inclined to work. YOU can pay for my insurance. Always good.

  • myowngrandpaw Dec 11, 10:11 a.m.

    "Just the fact that I know that I'm going to be able to pay less and have a similar, if not better, plan, it just makes sense," Thomas said.

    So other families will know their policies will be cancelled and their premiums will go up to pay for Thomas'.

    How comforting.

  • A person Dec 11, 10:04 a.m.

    I think if this was the way the founding fathers had intended this country to be run, it would never have gotten off the ground. People back then had more respect for themselves and would never have put up with any of this garbage

  • fishon Dec 11, 9:38 a.m.

    With federal subsidies, her monthly premium for her new insurance will be $91 a month – a 48 percent decrease.

    That says it all. Someone else is paying the difference for her.

More...