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  • sunneyone2 Jan 22, 2014

    "Customers will not be responsible for fraudulent charges, Target said."
    Target is also offering credit monitoring. What more do these folks want from the store? Sounds like they want to sue. I know it is rough to lose your money, but they will eventually get it back. So what else do they want?

  • jmrado47 Jan 21, 2014

    I made a very small purchase with a debit card. When I heard the security breach at Target, I immediately canceled the debit card and was issued a new one. I have not experienced a problem with my checking account. I will never use my debit card again for any store purchase.

  • Fuquay Resident Jan 21, 2014

    View quoted thread

    They made the purchase on Dec 2, long before the data breach was made public.

  • luvstoQ Jan 21, 2014

    "----when someone steals your debit card #, the bank is not liable. This information from a banker."

    Sorry, your 'banker' has the wrong info!! Our credit union assured us that as long as we check our accounts and inform them, we are not out any money. (And yes, it's in writing, they sent letters to us).

    Also, hate to be the bearer of bad news to everyone, but regardless of whether 'you' put your information online, or not, it's there. How do you think bankers do business???

    We were issued new cards and continue to use them as before, also continue to monitor our accounts, as before.

    We 'won't' live in fear - just be vigilant as always!

  • jcthai Jan 21, 2014

    That their bank account was emptied means they used a debit card. I cannot for the life of me figure out why anyone would use a debit card when it doesn't have the same protections as a credit card. (Listen up Congress!) Unless you simply don't have the discipline to handle a credit card, debit cards are asking for trouble. Had this been a credit card, their bank account would be ok, and the credit card company would immediately put a hold on all the bogus transactions. In fact, most credit card companies will detect the fraud before you do.

  • norainonmyparade Jan 21, 2014

    blkmamba2 Jan 21, 8:53 a.m.
    "I'm not sure what bank they are with, but mine and many others preemptively sent notices that cards will be cancelled and a replacement sent. My bank is the most low budget you can get, Makes me wonder who are they banking with?"

    Probably BB&T. I got a notice saying that they would monitor my accounts, but not that they were issuing new cards, and I have not been issued a new card.

  • ncsugirlie Jan 21, 2014

    View quoted thread

    Well, that's just stupid! This could and can happen anywhere.

  • gingerlynn Jan 21, 2014

    Why is this news? It's not like they are the only victims! There were 70 million of them!

  • southerntalent Jan 21, 2014

    How in this day and age of hi tech and all the times this story has been on tv and radio and the internet were they not aware of shopping at target? Simply call the banks and cancel your cards and get new ones issued with other acct #s . Don't think Target is gonna be looking out for you,you better look out for yourself.

  • Frank Downtown Jan 21, 2014

    Yes, BLKMABA2, there was a Wal-Mart credit card breach, too!

  • pianoguy Jan 21, 2014

    I think that the problem here is with how a Target debit card works. If you are using a debit card issued by a bank, then it is their card linked to one of their accounts. A Target debit card is a Target issued card to which you have linked your bank account. I think that is why it is taking longer for the folks in this story to get reimbursed. We have a Target credit card, but I had our bank information on their site for payments to be made. I have removed that information and watch our bank account daily for any unauthorized charges. I had our bank account saved for payment to 2 other credit cards but have removed that information and will never provide it to anybody again. And we don't use our bank issued debit card anywhere except an ATM machine. We feel that the risk is just too great. Will use a credit card or cash.

  • HomeBrewDude Jan 21, 2014

    A good practice is to pay via Credit Card IF and only IF you have the money to pay it off every month. I used to use my Debit Card for everything - until I had a fraudulent $3,200 charge taken out of my bank account. It took a week for the bank to put the $ back.

  • Country Girlz Have MORE fun Jan 21, 2014

    I had a fraudulent charge and my credit union fixed it that day !!! Change banks if your bank isn't fast to help you.

  • blkmamba2 Jan 21, 2014

    Guess you guys didn't hear about the Wal-Mart breach right before this, just didn't affect as many people. Your information is extremely vulnerable these days and almost impossible to protect one's self 100%. You just have to watch your account and questions things when they don't look right immediately. You can have your credit card information stolen by someone walking by, they don't have to wait for you to use it, SMH. The more you know...

  • 37 Jan 21, 2014

    Pepe, there are PLENTY of people who don't use email. Even some people with smartphones do not use email. Yeah, I don't get it either.

  • Wilson Andrew Craig, III Jan 21, 2014

    Target only has a responsibility to them if they can PROVE that their losses are due to the breach. Otherwise, it may be coincidence.

  • Pepe Silvia Jan 21, 2014

    "Then again some people still use stamps and the post office while smart people got email 20 years ago. People are so pitiful." --- BitCoin Trader

    That's just rude. I don't know anyone who uses the post office for everything or doesn't use email at all. Certain things still should go through the mail, like birthday cards & handwritten thank you notes, for example. People who use e-cards for things like that are so tacky.

  • Classified Jan 21, 2014

    View quoted thread

    Not sure if this is a proclamation as to your standing in the social order but it doesn't matter where you shop, Target or Neiman Marcus, the vulnerabilities are everywhere.

  • Ijaz Fahted Jan 21, 2014

    View quoted thread

    The question is why hasn't their bank been proactive and replaced it for them? Whenever Coast Federal has a breached merchant they let me know, cancel my card and replace it ASAP.

  • hnewell300 Jan 21, 2014

    Never, ever use a debit card EXCEPT at an ATM. Credit card fraud will be covered by a bank, but when someone steals your debit card numbers, the bank is not liable. This information is from a banker.

  • mafiamic Jan 21, 2014

    “How do you continue living, buying groceries, getting gas, paying bills,” King said.

    You called the credit card company and they said you were the victims of the breach,which means it wasn't your doing so the bank will give you your money back.

  • mafiamic Jan 21, 2014

    Who said our children are better then other countries..This was all done by a 17 year old...You still think they are juveniles?

  • computer trainer Jan 21, 2014

    View quoted thread

    So, you will be shopping there today? Going to be cold in Raleigh all week.

  • loriac1969 Jan 21, 2014

    This doesn't seem right to me. My bank, as well as everyone else's bank that I know preemptively sent out notices that our cards might have been compromised and that they were issuing new cards. Who doesn't check their account after something like this happens, heck I check my account on a daily basis, always have, always will. To me is seems like there is more to this story.

  • Mom120 Jan 21, 2014

    i NEVER shop there

  • Classified Jan 21, 2014

    View quoted thread

    Sort of like closing the stable door after the horse has bolted ya think? Just saying.

  • andela Jan 21, 2014

    As soon as I found out about the security breach at Target, I called my credit card company, told them I had used my card at target and wanted a new card, got it in a few days, no waiting for fraudulent charges to show up.

  • blkmamba2 Jan 21, 2014

    I'm not sure what bank they are with, but mine and many others preemptively sent notices that cards will be cancelled and a replacement sent. My bank is the most low budget you can get, Makes me wonder who are they banking with?

  • ugot2bekiddingme Jan 21, 2014

    Thanks for the ad for bit coin-not.
    Your personal information can also be stolen through medical records and military records. Has happened to us twice. Our credit card company caught it.

  • archmaker Jan 21, 2014

    View quoted thread

    Exactly! Get an ATM card from your bank that isn't debit. If someone uses your credit card fraudulently, it is the credit card's money and time. With a debit card, sure you will probably get your money back at some point, but in the meantime, "sucks to be you..." is the general response.

  • LuvLivingInCary Jan 21, 2014

    Be a cold day in Raleigh before I shop at Target again. Just saying!!

  • NewToMe Jan 21, 2014

    I wonder how they linked it back to the Target purchase? Also, these people don't have money in other accounts? Who uses a credit card these days and doesn't have money in other accounts just in case this type of thing happens??????????????????

  • Wilson Andrew Craig, III Jan 21, 2014

    soon as the breach by hackers was announced, within 24 hours I got notice by SECU that I was getting a new card. If they had the notice on 2 Dec that Target purchasers stood a higher than normal chance that their information was stolen, why didn't they replace their card?? More than a month has passed since the announcement, and their discovery that someone was emptying their account. Were they not monitoring their account? What has happened to personal responsibility??

  • A person Jan 21, 2014

    Call your bank, have the charges reversed. There, that was easy. That is how it is done. Please do not even ask for money from us

  • computer trainer Jan 21, 2014

    Seems to me that Target could at least make sure that these folks had food on the table. I mean really!

  • Brian Jenkins Jan 21, 2014

    Ill tell you how they got it. YOU put YOUR financial information on a CENTRALIZED website and it was stolen. Sorry. Get up to date and stop putting your credit card informatin on a computer. Use Bitcoin. My account balance goes up daily and i dont have to worry about keeping my financial life on 128 bit encryption. Then again some people still use stamps and the post office while smart people got email 20 years ago. People are so pitiful.

  • voice your opinion Jan 21, 2014

    Sorry to hear this happened to you. Anytime you have fraud on your account, whether debit card (checking account) or credit card, call the respective company immediately. They will either close or block your account, complete the appropriate paperwork, and reimburse you immediately. Especially in the case where you still have your cards and the fraud was from out of state because it's obvious you didn't commit the fraud. Good luck. If you haven't called your bank, do so today so they can put the money back today before checks start clearing your account

  • question_why Jan 21, 2014

    The target breach has been big news. Why did they not cancel their card? Story says they had the false charges this past Saturday.

  • busyb97 Jan 21, 2014

    People say that using bank debit cards gives you the same protection as a credit card with regards to fraud, but THIS is exactly why it is not 100% the same. When your account is ZERO or nearly, it will take TIME for the bank to fix it. What are you supposed to do in the meantime?! The end of the month for this family? That is two weeks!

  • smi11er Jan 21, 2014

    Folks I have a news flash for you all. It has been over 6 months since either the wife or I shopped at Target. Since moving the closet Target is 60 miles away. Anyway we rec'd a notice from Target that our data was taken. Bottom line anyone who EVER shopped at Target and used a credit or debit card had their data stolen. Be smart. Sign up for the credit monitoring and watch your accounts daily.

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