Comments :: Be on the lookout for new credit card "checkout fees"

Be on the lookout for new credit card "checkout fees"

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"Also, not many people know that if a merchant has the Mastercard or Visa symbol posted then they MUST accept your card. So, even if their POS system is down, they have to do it the old fashioned way. And they can't refuse to take your card for small payments. JohnnyMcRonny"

Actually had a taxi in December refuse to take my card even tho' sign posted because the system was 'down'. Now I don't know if that was true or not, he also offered to drive me by an ATM-I declined, but I will NEVER use that taxi service again.

Scubagirl
February 1, 2013 11:58 a.m.

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"AMEX and Discover do not allow the merchants to charge surcharges so if the Merchant charges Visa and Master card cardholder's surchages they cannot take AMEX or Discover cards." - sbrown

Aah - I've always wondered why that is.

Also, not many people know that if a merchant has the Mastercard or Visa symbol posted then they MUST accept your card. So, even if their POS system is down, they have to do it the old fashioned way. And they can't refuse to take your card for small payments.

JohnnyMcRonny
February 1, 2013 10:36 a.m.

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sbrown - "Do reporters not read before they write."

This is a NEW government law.

Up until now, stores and business were not permitted to recoup those costs.

All we need to do is avoid those that pass this cost on.

Iak Hsehpen
January 31, 2013 6:38 p.m.

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spudmich - "In regard to the new credit card 'check out fees', what about a debit card used as credit?"

Debit cards are NOT affected. If you use it as a credit, however, it may well be because the store's computer is going to see it as a credit.

Iak Hsehpen
January 31, 2013 6:37 p.m.

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Do reporters not read before they write. Visa allows its merchants to charge surcharges only if they charge their competition also. AMEX and Discover do not allow the merchants to charge surcharges so if the Merchant charges Visa and Master card cardholder's surchages they cannot take AMEX or Discover cards. Also if the Merchant does business in states the forbid surcharges they cannot charge surcharges in the other states. So the only merchants that can charge surchages on Visa and Master card credit card customers are not nationwide companies and they only take Visa or Master Cards.

sbrown
January 31, 2013 3:19 p.m.

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"Remember when gas stations used to charge an extra nickel per gallon at the pump..." - jbwhite2

Much to my disgust, this still happens. Just a year or so ago the Sheetz near Brier Creek charged me an extra 10c per gallon. It wasn't disclosed anywhere. I only noticed after I had finished pumping and looked at the price. I will never, ever buy from there again. Thankfully, other Sheetz stations were not charging extra.

Moral - don't assume those days are long gone and check the pump!

JohnnyMcRonny
January 31, 2013 2:01 p.m.

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"the checkout fees will need to be disclosed on the receipt" - you mean after you've paid? Isn't that just a little bit after the fact?

"and posted in the store" - how exactly? In a dark corner on a noticeboard? The cashier should have to tell you.

JohnnyMcRonny
January 31, 2013 1:58 p.m.

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In regard to the new credit card 'check out fees', what about a debit card used as credit?

spudmich
January 30, 2013 9:12 p.m.

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The NC Dept of Rev charges a 2% fee when you pay withholding taxes online using a credit or debit card

NCSULandscaper
January 30, 2013 8:33 p.m.

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I would like to see a follow-up listing of stores that DO charge this and add to it as more do, or remove if they stop. I will NOT pay a surcharge, already pay yearly for the 'privilege' of having a cc

Scubagirl
January 30, 2013 2:45 p.m.

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