Wow ... Cundistevenson ... I hope you have at least that much insurance OR do not have children to put through college and their masters degree! 8 million is almost the basic these days

--I agree the $8 Million is excessive. Most people's deaths are paid for nowadays anyways.

I think the insurance coverage came up in the first trial because i remember the lawyer friend testifying. She has quite a distinctive voice. - shokkou

Kinda like Melanie Griffith....

--That amount of life insurance is not all that excessive with one child and another on the way.---

Sorry, but that IS an excessive amount of insurance. I have 3 kids, and my insurance agent recommended I get a one million dollar life insurance policy on myself.

JY saw himself riding into the sunset with 4 million dollars, MONEY IS A GREAT MOTIVATOR, if MY divorced him she would move to NY and he would have to pay alimony as an adulterer and child support for his 2 children. icesee>>>>>>>>>>> You at home here with some of us. We think just as you do. BTW... 4 million is not that much with 1 child and 1 on the way??? Are you serious? Really? Can you adopt me?

And the point of all this about his mother's property is what Mr. Cummings??? I thought this was a murder trial. Not a real estate litigation!!

Wow ... Cundistevenson ... I hope you have at least that much insurance OR do not have children to put through college and their masters degree! 8 million is almost the basic these days Dadof4girls

8 million is a basic amount of life insurance??? yea, for someone making $750,000 per year!!! Usual life insurance is 10-15 times an annual salary.

Sounds like MY had a 2 million life insurance (the other 2 mil was ADD). That would be a usual amount for someone making 150,000 - 200,000 per year. Not 55,000 which is what MY made.

Sensational headine again. The basic policy was 2 million and that is what she - AND HE - was insured for. The AD&D rider is not unusual but it is a RIDER. Riders are "optional" benefits that cost a little extra. But of course, much more sensational to use 4 mill instead of 2 mill. This is certainly not excessive coverage. Insurance companies have regulations to prevent excessive coverage - you just can't buy all you want even if you can afford it. As a CPA, financial planner & licensed insurance agent I can make the case all day long for some one like Jason or Michele to have that much insurance for the benefit of his / her survivors.

Now, if Michele had been insured for 2 mill and Jason for nothing, or next to nothing, I might begin to be a bit squeemish, but that alone still woudn't push me to vote for conviction. I cannot buy into the time line for Jason to be involved and the complete lack of forenic evidence on him, in his car, in his hotel. It is just not reasonable to me.

@jackcdneh1017- very good pont

Are they trying to bore the jury to death with the bond stuff? Love Lorin Freeman, but what is the point???

Could someone explain to me why this lady is testifying and what this has to do with the murder???

This lawyer talks and thinks so slowly...someone needs to slap him to get this moving.

Are they trying to bore the jury to death with the bond stuff?-PeopleWatcher

I was thinking the same thing, I just turned it off!

Defense attorneys concede that JY wasn't a good husband.... If he wasn't a good husband then one could assume he was in fact a sorry no good husband... here's the kicker: Which one is more likely to commit the crime?

"Most people's deaths are paid for nowadays anyways." Watermelon

What the heck that statement mean?

**note who actually got the money? the fishers for the benefit of Cassidy. Maybe a motive to ensure he is found guilty.**

--------

note who was SUPPOSED to get it - Jason. The reason he did not was because he did not respond to the civil suit, therefore the judge ruled Jason legally responsible for Michelle's death. You better believe if he is found not guilty, he will be going after Cassidy's estate.

Funny how there was $1.1 mil of property to post a bond for freedom but no money to fight for custody of your kid.

I guess it isn't common knowledge but some people use insurance policies as their investment strategy. If they didn't have a 401k or IRAs then 4M is not much. They could have a whole life, universal life, or term. This isn't motive...just another way to try him in the public eye.

"Sorry, but that IS an excessive amount of insurance. I have 3 kids, and my insurance agent recommended I get a one million dollar life insurance policy on myself. hynoats"

Call me! You need more!

"Sounds like MY had a 2 million life insurance (the other 2 mil was ADD). That would be a usual amount for someone making 150,000 - 200,000 per year. Not 55,000 which is what MY made." Chill Out

Term insurance rates (in terms of cost per thousand of insurance) decline rapidly as you go up the benefit scale. So 2 million not necessary much more expensive than 1 mill. Seems to me that Jason was just being fair minded in his approach: "should EITHER of us die, the same amount is available for the surviors". This is not unreasonable.

This sensationalism is somewhat mind boggling. I too agree that this is a normal amount of life insurance for a young family. That seems particularly relevant when hearing that JY's own father died. He would understand better than most the value of having life insurance. I am also surprised at the comments of those who judge him for not remembering the last phone call with his wife. I talk to my wife daily usually on my way to or from work. Those calls are so routine that if you asked me about a call on a specific day, I couldn't tell you what was said. If you have no reason to believe that day or night is any different than any other, there would be nothing to stand out about the call. I suspect he can remember smoking the cigar because it makes sense that his attorney would have questioned him about everything he did that night. I sincerely doubt they asked him about what he said in a routine call to his wife. Often, common sense goes so far in understanding a situation.

**Sounds like MY had a 2 million life insurance (the other 2 mil was ADD). That would be a usual amount for someone making 150,000 - 200,000 per year. Not 55,000 which is what MY made.**

-------------

Ask any insurance agent, the more money you make per year, the more life insurance they recommend you buy.

So why did he not file for it? Could it be because he probably would have to answer some questions?

I started this thinking not guilty due to lack of evidence - but as this goes on - there are simply too many small things that point to him. Taken INDIVIDUALLY they may mean very little or nothing - taken together, IMO a reasonable person would have to think he did it. I know I would. No one could be this unlucky or have this many coincidences questioning his version of events.

++++Are they trying to bore the jury to death with the bond stuff? Love Lorin Freeman, but what is the point??? PeopleWatcher

Actually he just wants to kill time....now....allow the jurors to "think that this has something to do with the murder"..... I think he knows he has nothing.....and we all know that NOTHING = NOTHING....no matter what you might want it to be....you can NOT MAKE SOMETHING OUT OF NOTHING....period...

--The basic policy was 2 million and that is what she - AND HE - was insured for. --

It would have looked even more suspicious if he purchased more insurance for himself than he did for his wife. I purchased the policies for me and my wife, and I insured myself for significantly more than I insured my wife for. If Jason had done that, I wouldn't find the life insurance thing to be much of an issue.

Just a thought, but I think he had tried to cash in on the 4 million policy before this murder .(Policy was in place for 3 years before the murder) I know about the one accident running down the embankment into the river when MY unbuckled her belt and the baby had to be aborted, but wasn't there another accident before that one too. I can't remember.

I remain surprised at the ability of many to look at the sister objectively. The Fishers have been the beneficiaries of the life insurance money via the little girl, which seems strong motive. Beyond that, there is the nonsensical nature of the 911 call. Those who listened yesterday should have noted that it was brought out in an early search warrant that the sister's story about where the little girl was found has changed multiple times. We have heard of at least 3X. Apparently she told EMS the child was in a closet. She told a detective she found the little girl walking around. As we know now, her current story is that the child was found in her parent's bed. We have heard that there is a remarkable lack of blood outside of the master bedroom despite a child and dog being alone in that house for hours purportedly. I have brought this point up multiple times and have yet to receive a satisfactory explanation from anyone. Is it not entirely possible that the SIL is involved?

4million dollars far exceeded the amount of money either one would need to sustain and maintain their current standard of living if either one died.

With the civil suit against JY, he cannot benefit from a written book even if found not guilty in this trial correct?

"--That amount of life insurance is not all that excessive with one child and another on the way.---

Sorry, but that IS an excessive amount of insurance. I have 3 kids, and my insurance agent recommended I get a one million dollar life insurance policy on myself. hynoats"

That is not at all excessive. If your insurance agent recommended a piddly little one million dollar for a family of five you need to find a new insurance agent. Or, more honestly is that all you can afford to pay on? There is nothing wrong with that you know.

The title of this article is very MISLEADING....the insurance policy was for $2 million dollars on each of them....with a rider (which is offered on all like insurance policies for accidential death) this is so the insurance company can COLLECT more premiums...and it was MY who wanted the covereage....as MY's friend who is a lawyer testified to....

The point in all of this is, to show that he would rather give up his only child and be found liable in a wrongful death suit, than have to testify under oath. He never spoke to anyone about any of this until his first trial. Had he testified under oath before that, there was a chance that he could get caught in even more lies. There is nothing in the world worth giving up my children for and if I had done nothing wrong, I don't care what my attorney said, I'd talk everyone to keep them.

Ahh.. Riddle me this Sherlock Cummings! Was any evidence presented at this civil trial?? No?? Ok. Then what are we talking about?

When you run some basic numbers the insurance amount on MY is not excessive. It might be a bit much but since they were living a lifestyle in which they could afford that dollar amount on both of them, then there is nothing wrong with it. The basic child care needs for two children (the toddler and soon to be born) would amount to almost 200k for just basic child care. If you go the nanny route which most dads would prefer in a tragic event then it would be even more costly over the years.

++++Is it not entirely possible that the SIL is involved? totellthetruth19

I think that at this time....almost anything is possible....as NO ONE KNOWS WHO KILLED MY....IT IS STILL A VERY BIG QUESTION....and NO ONE HAS THE ANSWER TO THIS...

these two were probably making 150-200K combined 2 million for natural death and additonal AD&D rider for 2 million is not that much. Lets say he had died and left her with basically 2 young children. The 2 million would basically replace his income for 20 years. I have 1.25 million and I have a six year old. When she turns 12 I will reduce it some. When she begins college I will reduce it again and leave the rest as is. My wife has very little because I could afford to live without her income.

It's clear that the only reason that Sherlock Cummings in even talking about this civil trial is to see how many times he can say "slayer statute." Trying to sway the jury with emotion instead of actual evidence. No surprise, it's what they've been doing the entire trial, this one and the last!!

The prosecution has tried to twist JY's words, but so far, I have not seen him caught in a lie. From the 1st trial, we know the SIL has lied about where she was the night of the murder until it was brought up that she was seen on a gas station camera somewhere else, though she'd stated she'd gone straight home. We know she was out drinking that night and told her drinking buddies that she might go to Michelle Young's home on the way home. We know she said she sat in the parking lot outside a bar for a couple of hours while she sobered up. Again, at 2AM I find this particularly odd behavior for a woman who is alone. I know neither my wife or daughter would feel safe sitting alone in a parking lot for hours during the middle of the night. Maybe the reason that that little girl is unharmed is because the murderer is her aunt. To me, there is more evidence of the sister's involvement than JY. And, a woman with bushy was seen with a man leaving the Young house that morning.

Funny how there was $1.1 mil of property to post a bond for freedom but no money to fight for custody of your kid. doridj I said the same thing yesterday.

"The Fishers have been the beneficiaries of the life insurance money via the little girl, which seems strong motive."

Only because the insurance company would not pay Jason Young because he has not been cleared in the murder.

First person you look at is the spouse, but you're also looking at others at the same time. I'm certain that the sister was looked into. My guess is she had an alibi. She also willingly talked to investigators multiple times whereas Jason Young has NEVER once sat down, not even with an attorney, to answer ANY questions about his wife's murder. That is highly suspicious to me, along with his highly suspicious actions while at the hotel. While that's not concrete evidence for a conviction, there is a TON of circumstantial evidence to convict.

"Is it not entirely possible that the SIL is involved?" totellthetruth19

It is ABSOLUTELY possible that SIL is involved. I have suspected this for sometime but there is so little to go on since law enforcement honed in on JY right from the start (and I know, statistically,,,,).Take the fact that MY's hair was pulled out by the roots - ask yourself: how do girls fight?

--It would have looked even more suspicious if he purchased more insurance for himself than he did for his wife. --

oops I typed that backwards.... it would have been suspicious if he bought more for her than him....

4 million IS excessive life insurance. He had a good job, all he needs is enough to pay off the house, put some away for his children's college and a chunk in savings because he'd continue to bring in a decent income from work. Same if it was him who died. So in this case, 4 million is WAY over the top for life insurance.

I sincerely doubt they asked him about what he said in a routine call to his wife. Often, common sense goes so far in understanding a situation. totellthetruth19 because he routinely talked with his lover more.

--It would have looked even more suspicious if he purchased more insurance for himself than he did for his wife. --

Not good at math are you. If I died, it would be a family of 4. Plus the purpose of life insurance is not to get rich. The purpose of life insurance is to cover the loss of the deceased family members yearly salary for a certain number of years, and to help your kids' college.

I remain surprised at the ability of many to look at the sister objectively. The Fishers have been the beneficiaries of the life insurance money via the little girl, which seems strong motive. Beyond that, there is the nonsensical nature of the 911 call. Those who listened yesterday should have noted that it was brought out in an early search warrant that the sister's story about where the little girl was found has changed multiple times. We have heard of at least 3X. Apparently she told EMS the child was in a closet. She told a detective she found the little girl walking around. As we know now, her current story is that the child was found in her parent's bed. We have heard that there is a remarkable lack of blood outside of the master bedroom despite a child and dog being alone in that house for hours purportedly. I have brought this point up multiple times and have yet to receive a satisfactory explanation from anyone. Is it not entirely possible that the SIL is involved?

But wasn'

dollibug- the article I read says that MY told her friend "She was concerned that a $1 million was just excessive" where did you read that she was the one who wanted it?

It is interesting to read all of the comments on this site....no 2 people "think" alike....on each and every thing....everyone has his/her own view of what something means or does not mean...."beauty is in the eye of the beholder"....I believe that there is NO ONE who actually knows who killed MY, why she was killed, how she was killed....and this 2nd trial which has been 2 weeks so far has REVEALED no answers to any of the questions....at the end of this trial....we will probably not have the answers to all of the questions then....and it is POSSIBLE that NO ONE WILL EVER KNOW....period...we can all assume things....make up our own minds about what we "think" we know....or saw or heard....but in the end, after hundreds of thousands of dollars spent....there will still be questions without any answers whatsoever....THESE 2 trials will be LIFE LEARNED and very costly LESSONS to the taxpayers....and to those who were involved....and the wheels of *justice* will keep right on spinning.

PLEASE stop with the SIL being the killer. Your basis: She didn't freak out in the 911 call??? Well guess what? JY didn't speak to anyone for years concerning his wife and son being beat to death.

"Sounds like MY had a 2 million life insurance (the other 2 mil was ADD). That would be a usual amount for someone making 150,000 - 200,000 per year. Not 55,000 which is what MY made." Chill Out

Term insurance rates (in terms of cost per thousand of insurance) decline rapidly as you go up the benefit scale. So 2 million not necessary much more expensive than 1 mill. Seems to me that Jason was just being fair minded in his approach: "should EITHER of us die, the same amount is available for the surviors". This is not unreasonable. luvbailey

I agree, plus it is cheaper the younger you are. A policy for a 28 vs 38 year old would be much cheaper.

But was is a 2 mil policy on MY only or MY and JY combined? I don't think you can get a term policy on two people, I thought it has to be 2 different policies.

If you go the nanny route which most dads would prefer in a tragic event then it would be even more costly over the years. angelienna He had plenty of women to help out with all of his needs and the children.

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