WRAL SmartShopper

WRAL SmartShopper

Share the deals & questions 4/3

Posted April 3, 2014

Mini savings account


Found a deal today? Here's the place to share it!

Have a question that doesn't fit into any of the other threads? Here's the place to ask it!




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  • Love2save Apr 4, 2014

    PENNYPINCHER- Something that I don't see mentioned yet is subsidy. This is the only aspect that I can think of that could possibly be affected for someone in your situation IF they are receiving a subsidy. I found out when looking for coverage for my husband that due to the fact that he is eligible for coverage through my employer, he is not eligible for a subsidy regardless of income eligibility. Thankfully, we were able to keep his non ACA plan (with no subsidy) as a comparable ACA plan was triple and coverage through my employer would be FOUR times as much! So if someone is eligible for insurance through their employer or a spouse, it disqualifies them from a subsidy according to the quote request on BCBS. This may not apply to your situation, but just though I would share. I'm also unsure what/ if any affected it would have since you have already purchased a marketplace plan and coverage become available after the fact.

  • PennyPincher Apr 3, 2014

    Thank you everybody for the additional information. I like our policy , and the price, so we will keep it the same. I will tell him to ignore the threats :)

  • Faye Prosser -WRAL Smart Shopper Apr 3, 2014

    Enter SpringTour14 in the Swag Code box before 2:30 pm ET for 3 SBs!

  • Grandview Apr 3, 2014

    Yoplait Greek yogurt coupon $.50 off - will save until HT has them on sale for $1.


  • privilegesrevoked Apr 3, 2014

    View quoted thread

    Your husbands company can't force the to buy insurance through them.
    The ACA is the only fine that can be levied and it is done by the IRS. If you don't have insurance and the IRS owes you a tax refund, they can take the fine from the refund.,
    However, if you don't get a refund, the IRS cannot fine you, they cannot attach wages to collect, they cannot access your banking accounts to collect.
    “there is no enforcement mechanism for collecting the penalty other than reducing a taxpayer’s refund.”

    The ACA does not allow the IRS to file a Notice of Tax Lien for failure to pay the penalty. This means the IRS cannot attach a lien to your wages, bank accounts or personal assets. “Further,” says Burns, “no criminal prosecution or penalty may be imposed on anyone for refusal to pay the individual mandate penalty.” While tax evasion is a serious crime, failure to pay the ACA penalty will not land a taxpayer in jail.

  • cents2save Apr 3, 2014

    We just received our vehicle registration/property tax notices in the mail. If any of your cars was badly dented during recent ice storms and you ARE NOT going to have damage repaired, or if your car(s) are really high mileage, it may reduce the appraised value. We did this a few years ago w/2 older cars and it did reduce the tax burden a little bit.

  • beadhive Apr 3, 2014

    PENNYPINCHER--that doesn't seem right. I don't have any proof but my understanding is you have to have insurance to avoid the fine but you can get it through anybody. I'll see if I can find a more concrete answer for you...

  • jtlnsw Apr 3, 2014

    Ah. The one club we are not a member of, lol, maybe they have a temporary pass offer. Thanks RAESMOM!

  • raesmom1612 Apr 3, 2014

    JTLNSW~Only BJ's takes manufactures Q's. You canalso stack BJ's Q's with the MQ's there too.

  • jtlnsw Apr 3, 2014

    Does anyone know if any of the club warehouses take manufacture coupons? Sams or Costco?