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    <title>Get Out of Debt Guy</title>
    <link>http://www.wral.com/5onyourside/blog/11951281/</link>
    <description>Steve Rhode has had careers in opthalmology, real estate and as the head of a nonprofit debt counseling firm. On his blog, he offers hard-won, free advice about getting out of debt, consolidation and making the right choices as you manage your money.</description>
    <copyright>Copyright 2013 by Capitol Broadcasting Company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</copyright>
    <pubDate>Wed, 22 May 2013 13:35:18 -0400</pubDate>
    <lastBuildDate>Wed, 22 May 2013 13:35:18 -0400</lastBuildDate>
    <ttl>60</ttl>
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      <title>Is it Time to Buy a New Car That Gets Better MPG?</title>
      <link>http://www.wral.com/is-it-time-to-buy-a-new-car-that-gets-better-mpg-/12473661/</link>
      <description>&lt;strong&gt;WRAL Reader Question&lt;/strong&gt;</description>
      <pubDate>Wed, 22 May 2013 13:35:18 -0400</pubDate>
      <category>Consumer</category>
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    </item>
    <item>
      <title>I Can't Survive Paying Child Support. - Thomas</title>
      <link>http://www.wral.com/i-can-r-survive-paying-child-support-thomas/12470621/</link>
      <description>&lt;strong&gt;WRAL Reader Question&lt;/strong&gt;</description>
      <pubDate>Tue, 21 May 2013 17:13:16 -0400</pubDate>
      <category>Consumer</category>
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    </item>
    <item>
      <title>3 Car Buying Financial Potholes to Avoid</title>
      <link>http://www.wral.com/3-car-buying-financial-potholes-to-avoid/12465070/</link>
      <description>Buying a new vehicle is expensive enough without being caught in these financial potholes.</description>
      <pubDate>Mon, 20 May 2013 12:52:30 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>I'm Afraid of These Debt Consolidation Companies</title>
      <link>http://www.wral.com/i-m-afraid-of-these-debt-consolidation-companies/12459555/</link>
      <description>Mary is covered in debt and has reached that moment where she is ready to take action.</description>
      <pubDate>Fri, 17 May 2013 16:05:42 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>I Only Have Two More Classes to Graduate From University of Phoenix</title>
      <link>http://www.wral.com/i-only-have-two-more-classes-to-graduate-from-university-of-phoenix/12455172/</link>
      <description>Kay writes in and is looking for advice on how to finish her last two degrees.</description>
      <pubDate>Thu, 16 May 2013 16:27:33 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>My Financial Life Was in a Traumatic Accident</title>
      <link>http://www.wral.com/my-financial-life-was-in-a-traumatic-accident/12452883/</link>
      <description>Milesa writes in asking for help with debt following a major accident.</description>
      <pubDate>Thu, 16 May 2013 09:52:45 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>I Have an Old Credit Card on My Credit Report. Will It Go Away? - Julie</title>
      <link>http://www.wral.com/i-have-an-old-credit-card-on-my-credit-report-will-it-go-away-julie/12450627/</link>
      <description>An old credit card lingers on the credit report and won't seem to go away.</description>
      <pubDate>Wed, 15 May 2013 17:08:39 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>My Student Loans are a Nightmare</title>
      <link>http://www.wral.com/my-student-loans-are-a-nightmare/12446297/</link>
      <description>Jennifer writes in asking for help with her nightmarish student loan debt.</description>
      <pubDate>Tue, 14 May 2013 17:23:18 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>When it Comes to Getting Out of Debt, People Make Really Bad Choices</title>
      <link>http://www.wral.com/when-it-comes-to-getting-out-of-debt-people-make-really-bad-choices/12440102/</link>
      <description>Getting out of debt seems to make all logic and commonsense fly out the window. </description>
      <pubDate>Mon, 13 May 2013 12:57:52 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>Just Out of College and I Want to Rebuild My Credit</title>
      <link>http://www.wral.com/just-out-of-college-and-i-want-to-rebuild-my-credit/12434336/</link>
      <description>Joy has recently graduated from college and now wants to clean up her bad credit.</description>
      <pubDate>Fri, 10 May 2013 16:01:37 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>I Think My Parents Are Being Greedy</title>
      <link>http://www.wral.com/i-think-my-parents-are-being-greedy/12432564/</link>
      <description>Melinda wants to know if she and her husband should by the house they are renting.</description>
      <pubDate>Fri, 10 May 2013 10:14:51 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>Facing a Traumatic Brain Injury and Debt. What Do We Do?</title>
      <link>http://www.wral.com/facing-a-traumatic-brain-injury-and-debt-what-do-we-do-/12430576/</link>
      <description>What do you do when life throws you a big curve and dismantles your financial life?</description>
      <pubDate>Thu, 09 May 2013 16:18:09 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>How to Get Out of Debt. The Real Truth.</title>
      <link>http://www.wral.com/how-to-get-out-of-debt-the-real-truth-/12419584/</link>
      <description>Some straight talk from the WRAL Get Out of Debt Guy about putting debt behind you.</description>
      <pubDate>Tue, 07 May 2013 11:02:39 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>Will I Get a Lot of Money from the Sallie Mae Class Action Lawsuit?</title>
      <link>http://www.wral.com/will-i-get-a-lot-of-money-from-the-sallie-mae-class-action-lawsuit-/12406113/</link>
      <description>Vicki wants to know how she can get her part of the Sallie Mae class action lawsuit funds.</description>
      <pubDate>Thu, 02 May 2013 17:24:56 -0400</pubDate>
      <category>Consumer</category>
      <guid isPermaLink="true">http://www.wral.com/will-i-get-a-lot-of-money-from-the-sallie-mae-class-action-lawsuit-/12406113/</guid>
    </item>
    <item>
      <title>Homeless and Struggling With Student Loans</title>
      <link>http://www.wral.com/homeless-and-struggling-with-student-loans/12405078/</link>
      <description>When you are homeless, trying to deal with overcoming student loans can be a daunting task.</description>
      <pubDate>Thu, 02 May 2013 15:04:18 -0400</pubDate>
      <category>Consumer</category>
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    </item>
    <item>
      <title>What About Monitoring My Credit Report?</title>
      <link>http://www.wral.com/what-about-monitoring-my-credit-report-/12399327/</link>
      <description>Is monitoring your credit a good idea? Let's find out.</description>
      <pubDate>Wed, 01 May 2013 11:56:08 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>I Missed a Credit Card Payment and Now Paying Fees.</title>
      <link>http://www.wral.com/i-missed-a-credit-card-payment-and-now-paying-fees-/12394762/</link>
      <description>A WRAL reader missed a credit card payment and is now paying the consequences.</description>
      <pubDate>Tue, 30 Apr 2013 10:38:50 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>I Want to Buy a House But Still On Old Mortgage With Ex-Husband. - Denice</title>
      <link>http://www.wral.com/i-want-to-buy-a-house-but-still-on-old-mortgage-with-ex-husband-denice/12392038/</link>
      <description>Denice wants to buy a new home after her divorce but is running into trouble.</description>
      <pubDate>Mon, 29 Apr 2013 16:27:19 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>When Should I Start Rebuilding My Credit After Bankruptcy? - Ray</title>
      <link>http://www.wral.com/when-should-i-start-rebuilding-my-credit-after-bankruptcy-ray/12390885/</link>
      <description>Reader wants to know when he should begin to rebuild his credit after bankruptcy.</description>
      <pubDate>Mon, 29 Apr 2013 12:47:39 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>My Dad Passed Away. Does My Mom Have to Pay His Credit Card Debt?</title>
      <link>http://www.wral.com/my-dad-passed-away-does-my-mom-have-to-pay-his-credit-card-debt-/12387122/</link>
      <description>Advice on dealing with the debt of a loved one after they pass away.</description>
      <pubDate>Sat, 27 Apr 2013 13:58:21 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>The NCO Debt Collector Said I Could Settle My Private Student Loan Debt. - Matt</title>
      <link>http://www.wral.com/the-nco-debt-collector-said-i-could-settle-my-private-student-loan-debt-matt/12384422/</link>
      <description>A third party debt collector made mention that a private student loan could be settled. But can it?</description>
      <pubDate>Fri, 26 Apr 2013 12:21:03 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>What Are My Chance of Buying a Home After Bankruptcy? - Ruth</title>
      <link>http://www.wral.com/what-are-my-chance-of-buying-a-home-after-bankruptcy-ruth/12381603/</link>
      <description>Ruth previously filed bankruptcy and wants to know about her chance of getting a new mortgage.</description>
      <pubDate>Thu, 25 Apr 2013 16:17:20 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>Are There Programs to Help Us Avoid Bankruptcy? - Erica</title>
      <link>http://www.wral.com/are-there-programs-to-help-us-avoid-bankruptcy-erica/12372482/</link>
      <description>Erica writes in and wants to know how to avoid bankruptcy and get out of debt.</description>
      <pubDate>Tue, 23 Apr 2013 15:09:59 -0400</pubDate>
      <category>Consumer</category>
      <guid isPermaLink="true">http://www.wral.com/are-there-programs-to-help-us-avoid-bankruptcy-erica/12372482/</guid>
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    <item>
      <title>We Are Not Happy With Our Bankruptcy Attorney. - William</title>
      <link>http://www.wral.com/we-are-not-happy-with-our-bankruptcy-attorney-william/12371135/</link>
      <description>William writes in and asks advice to help with his small business debt.</description>
      <pubDate>Tue, 23 Apr 2013 11:06:19 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>I'm Stuck in a Decade Long Bankruptcy. - Patricia</title>
      <link>http://www.wral.com/i-m-stuck-in-a-decade-long-bankruptcy-patricia/12370986/</link>
      <description>Patricia writes in and asks for help with her bankruptcy.</description>
      <pubDate>Tue, 23 Apr 2013 10:43:17 -0400</pubDate>
      <category>Consumer</category>
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      <title>I Over-Invested in a Horse Barn. What Now? - Mark</title>
      <link>http://www.wral.com/i-over-invested-in-a-horse-barn-what-now-mark/12368552/</link>
      <description>With too much debt and retirement looming, Mark is wondering what to do.</description>
      <pubDate>Mon, 22 Apr 2013 16:39:35 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>How to Find a Great Bankruptcy Attorney</title>
      <link>http://www.wral.com/how-to-find-a-great-bankruptcy-attorney/12367222/</link>
      <description>Finding a bankruptcy attorney does not have to be a trying or difficult process.</description>
      <pubDate>Mon, 22 Apr 2013 12:02:54 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>Our Income Barely Covers Our Debt. What Should We Do? - Valerie</title>
      <link>http://www.wral.com/our-income-barely-covers-our-debt-what-should-we-do-valerie/12355019/</link>
      <description>Valerie writes in asking for help with their family debt situation as they limp along month-to-month.</description>
      <pubDate>Thu, 18 Apr 2013 11:49:23 -0400</pubDate>
      <category>Consumer</category>
      <guid isPermaLink="true">http://www.wral.com/our-income-barely-covers-our-debt-what-should-we-do-valerie/12355019/</guid>
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      <title>Can My Credit Card Company Continue to Bill Late Fees? - Andre</title>
      <link>http://www.wral.com/can-my-credit-card-company-continue-to-bill-late-fees-andre/12350535/</link>
      <description>Credit card company continues to bill late fees and interest on a closed account.</description>
      <pubDate>Wed, 17 Apr 2013 12:59:34 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>I'm Scared Out of My Mind Over My Private Student Loans - Sue</title>
      <link>http://www.wral.com/i-m-scared-out-of-my-mind-over-my-private-student-loans/12341603/</link>
      <description>Dear and panic can easily sweep over you when you are confronted with a debt problem.</description>
      <pubDate>Mon, 15 Apr 2013 12:58:00 -0400</pubDate>
      <category>Consumer</category>
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      <title>How Soon Can I Begin to Repaid My Credit After Bankruptcy? - Marvin</title>
      <link>http://www.wral.com/how-soon-can-i-begin-to-repaid-my-credit-after-bankruptcy-marvin/12341203/</link>
      <description>A reader question about dealing with credit after bankruptcy.</description>
      <pubDate>Mon, 15 Apr 2013 11:57:11 -0400</pubDate>
      <category>Consumer</category>
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      <title>Overloaded in Debt and Not Sure Where to Turn. - Dan</title>
      <link>http://www.wral.com/overloaded-in-debt-and-not-sure-where-to-turn-dan/12335715/</link>
      <description>Reader question on how to deal with overwhelming debt.</description>
      <pubDate>Fri, 12 Apr 2013 15:41:29 -0400</pubDate>
      <category>Consumer</category>
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      <title>I'm Falling Behind on My Student Loans, What Can I Do? - Revis</title>
      <link>http://www.wral.com/i-m-falling-behind-on-my-student-loans-what-can-i-do-revis/12335656/</link>
      <description>Reader question about how to deal with their student loans.</description>
      <pubDate>Fri, 12 Apr 2013 15:14:07 -0400</pubDate>
      <category>Consumer</category>
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      <title>Student Loan Debt Creates Drag on Economy</title>
      <link>http://www.wral.com/student-loan-debt-creates-drag-on-economy/12327297/</link>
      <description>Student loan debt becoming a drag on growth.</description>
      <pubDate>Wed, 10 Apr 2013 16:00:53 -0400</pubDate>
      <category>Consumer</category>
      <guid isPermaLink="true">http://www.wral.com/student-loan-debt-creates-drag-on-economy/12327297/</guid>
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    <item>
      <title>Should We Get a Home Equity Loan for Improvements? - Pam</title>
      <link>http://www.wral.com/should-we-get-a-home-equity-loan-for-improvements-pam/12306153/</link>
      <description>Advice regarding the use of home equity loans for repairs around the house.</description>
      <pubDate>Thu, 04 Apr 2013 16:48:53 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>What is the Best Strategy to Pay Off Our Debt. - Allen</title>
      <link>http://www.wral.com/what-is-the-best-strategy-to-pay-off-our-debt-allen/12301039/</link>
      <description>How to best pay off your debt.</description>
      <pubDate>Wed, 03 Apr 2013 16:39:46 -0400</pubDate>
      <category>Consumer</category>
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    <item>
      <title>The Universal Secret to Dealing With Debt</title>
      <link>http://www.wral.com/the-universal-secret-to-dealing-with-debt/12298959/</link>
      <description>A look at the choices we have to make to best deal with getting out of debt.</description>
      <pubDate>Wed, 03 Apr 2013 10:51:25 -0400</pubDate>
      <category>Consumer</category>
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      <title>Why Getting Out of Debt Can Cost You Your Retirement</title>
      <link>http://www.wral.com/why-getting-out-of-debt-can-cost-you-your-retirement/12291539/</link>
      <description>When making plans to pay off your debt you need to think about what your strategy will cost you in lost retirement income.</description>
      <pubDate>Mon, 01 Apr 2013 16:50:56 -0400</pubDate>
      <category>Consumer</category>
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      <title>Debt From Sick Daughter Left Us Buried</title>
      <link>http://www.wral.com/debt-from-sick-daughter-left-us-buried/12276324/</link>
      <description>Medical debt builds up and creates an issue with the family finances.</description>
      <pubDate>Wed, 27 Mar 2013 15:58:05 -0400</pubDate>
      <category>Consumer</category>
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      <title>Am I Wrong to Think Bankruptcy Should Be Our Last Resort. - Sarah</title>
      <link>http://www.wral.com/am-i-wrong-to-think-bankruptcy-should-be-our-last-resort-sarah/12264794/</link>
      <description>Living paycheck-to-paycheck, Sarah and he family are struggling with a new child on the way.</description>
      <pubDate>Mon, 25 Mar 2013 11:08:25 -0400</pubDate>
      <category>Consumer</category>
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