WRAL SmartShopper

WRAL SmartShopper

Raleigh resident retires at 33 and shares his secrets

Posted April 25

How would you like to retire and be financially independent at the age of 33?

I had the pleasure of interviewing Justin McCurry from this week who did just that and he was kind enough to share his secrets.

You'll want to take notes! He has shared some excellent tips and money saving suggestions.

My biggest take away from the interview is that it is never to early to start saving for retirement. No matter how old you are, start NOW!

My thanks again to Justin and his wife and their adorable son for joining us at the studio. I look forward to chatting with him (and maybe his wife next time) to see how retirement is treating them.

What are you doing to save for retirement?


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  • SomeRandomGuy Apr 25, 2:29 p.m.

    I am a little confused as to why I am subsidizing a millionaire's health insurance??

  • Nanee Lion Apr 25, 8:39 a.m.

    My grandson is almost 21 and he is saving money for his future through the company he works for. He is so excited that he has calculated how much he will have for early retirement. I am so happy to see him saving and looking to the future with his good job. He was blessed to be hired by a very good company at the tender age of 17. So proud and thankful!

  • Faye Prosser -WRAL Smart Shopper Apr 25, 8:17 a.m.

    ascherer - That is such a great example of starting to save as soon as possible so you can really take advantage of compound interest. Thank you for sharing your specific strategy. I love that you saved 1/2 your raises throughout the years.

  • ascherer Apr 25, 3:08 a.m.

    When I was in my early twenties, I heard a discussion concerning retirement saving. Situation A- was put 10% of your earnings into a retirement account from age 21 to 35 only. Situation B- was put 10% of your earning into a retirement account from age 36 to 65 only. Situation A comes out with an ending higher total investment than situation B even though situation B is investing larger dollars. Money that can sit out there and grow over more years will earn you a higher return. Every time I got a raise or cost of living adjustment, I gave half of it to me and half to my retirement account.

    He had a lot of good things to say. Mainly you have to start somewhere. Even if it is only a few hundred dollars a year. The more you do now means the more you will have later in life.

  • Faye Prosser -WRAL Smart Shopper Apr 21, 2016

    Em2s - it's great to see you posting here. Thanks so much for your comment and I totally agree about Justin's insight. I know my quest for earlier retirement has been fueled even more by his example. Now we just need to do a little couponing intervention with him! :-)

  • jdouglas13 Apr 21, 2016

    This was great! I love that he still lives frugally and was very generous with his smart tips. I do think the fact that he earned more money than he needed in his 20's really helped since he was able to start saving. It's a challenge when you're living on not enough and expenses have been cut to the bone already.

  • Em2s Apr 21, 2016

    Faye - Practical and inspirational interview! Will be spending a bit of time on the RootofGood blog - at first peak, Justin's Roth IRA Ladder is very interesting. From personal experience, I believe he and his wife will be very pleased with the additional savings your couponing tips offer. Time perusing the SmartShopper blog is always well spent. Thanks for another tremendous resource!

  • Faye Prosser -WRAL Smart Shopper Apr 21, 2016

    vlynn - already on my to-do list! He and his wife are truly inspirational.

  • vlynn Apr 21, 2016

    Great interview! Such an inspiring story! Faye, I hope you plan a post on travel hacking.