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Health Team

Raleigh family gets insurance for less than penny a day under health law

Posted January 22, 2015

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— With the 2015 deadline to enroll for health coverage under the Affordable Care Act approaching, one Raleigh family is spreading the word to get people signed up.

Glenn Jeter used to work at IBM, but he lost his job – and his employer-sponsored health insurance – two years ago.

"As luck would have it, the only time I've ever been hospitalized in my life was after I found myself without insurance," Jeter said.

He developed kidney stones and later suffered a stroke.

"Three days in the hospital to have kidney stones removed and $30,000 in debt – bam, just like that," he said.

With rehabilitation and prescription medicine, Jeter got better and found another job. But the medical bills kept piling up.

"It was scary," he recalls.

Last year, his wife, who stays at home with their special-needs son, started looking into coverage from the federal marketplace at HealthCare.gov.

They found a Coventry Health Care of the Carolinas plan that, with subsidies, cost the family $24 a month.

"Finally, we went and enrolled," he said. "I hate to say it was a godsend, but it has met all of our medical needs and for a much lower cost than what we expected."

The family has already re-enrolled for 2015, and their plan now costs only 24 cents a month.

Although they still have to pay off their debts, Jeter said the coverage helps with prescriptions and doctor visits, and his previous conditions don't affect his ability to have health insurance.

"I don't know how we'd be able to make it without 'Obamacare,'" he said.

More than 458,000 North Carolinians, including 65,000 in the Triangle, have already enrolled for 2015 through HealthCare.gov, and officials say 92 percent have qualified for financial help to lower the cost of their monthly premiums.

The deadline is Feb. 15. Those who don't obtain insurance by then – or who don't have coverage through their employer – face a tax penalty of $325 or 2 percent of annual income, whichever is greater, next year.

125 Comments

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  • hoyle Jan 24, 2015

    i recently had to " retire" from my job for health reasons. Yet i do not qualify for medical disability and not old enough to get Social Security. I am glad this family can receive low cost health insurance. However, that is because my $832.00/month premium is helping to pay for it. Which is coming out of a 1900.00/month retirement check.
    hoyle

  • Fanny Chmelar Jan 24, 2015
    user avatar

    View quoted thread



    The math doesn't work because you are making up numbers. SHM at the number of people who don't understand how ACA works without a Fox Filter on.

  • engdahljohnson Jan 23, 2015

    Consumers who game the exchanges’ premium nonpayment grace period could trigger rate increases on the health exchange. Read at: http://www.healthcaretownhall.com/?p=7612#sthash.QGBty5dX.dpbs

  • Whiskey4one Jan 23, 2015

    View quoted thread


    You are so wrong about the quality of healthcare in the US vs countries like the UK and Canada. You are right about the costs, but not the quality. There's a reason Canadians and Brits, and many others, come to the US for major medical care when they can afford it.

    And good for you successfully running your own business. We need many, many more like you for Obamacare to have a snowballs chance of being viable in the long term.

  • 678devilish Jan 23, 2015

    I am glad something positive came through for this family. I wish them well.

  • CaptainSpleen Jan 23, 2015

    I own my own business. I'm all for free-market capitalism in 95% of industries. Health care is not one one of them. The US pays more for health care per capita than any other country, and yet our quality of health care lags way behind countries with universal health care. Why? Because, your health insurance company only cares about their profits. They don't care about how healthy you are until you start costing them money. I've had years where my businesses failed and I couldn't afford health insurance. I've had years, like now, where I'm rolling in dough. I'm more than happy to pay more than my share. Even now though, with the best platinum plan you can buy, my insurance company tries to screw me over every chance they get. I'd be happier to do away with health insurance companies altogether and have true universal health care.

  • greg11 Jan 23, 2015

    This is no different than being on medicaid. Taxpayers are totally footing the bill for this guys insurance. certainly he can afford to pay something. obmacare has done nothing but put more people on welfare.I just don't see why people think this is a good thing for our economy.

  • MPS Jan 23, 2015

    "Look at the angry REP's...a special needs child got medical assistance. WWJD?"

    Not sure, but I feel pretty confident he would not back abortions or droning unarmed American citizens. And FWIW, I'm not a "REP", just someone who uses their own brain instead of political talking points or blind emotion.

  • Bubba Jim Jan 23, 2015
    user avatar

    Because someone else is paying for it!!!

  • GoPanthers#1! Jan 23, 2015

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    No, he is the one fighting for individual choice, and against the force of gov't. You are free to pay more, and give more to charity. So by all means, please do so. If I, or anyone, doesn't want to pay for others healthcare, we shouldn't have to. But Obamacare, being enforced by the IRS, has a gun to our heads. We are being forced to comply with a wealth redistribution scheme. If this was done by the private sector, the orchestrator would be sitting in a cell in Butner next to Bernie Madoff for the rest of their lives. But since gov't does it, its "wonderfully humanitarian."

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