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5:17 p.m. • 2-9-12

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Day cares aren't required to have insurance


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Cheryl Alston
Cheryl Alston

The attorney for Chapel Hill parents whose 7-month-old son suffered brain injuries – allegedly at the hands of his day care provider – said Tuesday that he is concerned that there will be no way for his clients to be compensated.

The reason, John McCabe said, is that the state does not require day cares to have insurance.

"You and I are required to have insurance to go drive a car, but these day cares that are responsible for caring for our children aren't required to have insurance at all," he said. "So, in our case, we don't know whether or not this particular day care had insurance."
Police arrested Cheryl Alston, 53, last week on a charge of felony child abuse after physicians diagnosed the child's injury.

Orange County sheriff's investigators declined to elaborate how the child was injured but said it was "intentional physical harm that caused the condition."

The family has filed a lawsuit against Alston, the owner of Cheryl's Infant & Toddler Preschool, at 202 Jubilee Drive.

Alston, who is out of jail on a $60,000 bond, declined comment Tuesday, referring all questions to her attorney, who could not be reached for comment.

The North Carolina Department of Health and Human Services confirmed there is no state insurance requirement for day cares, other than auto insurance, if children are being transported.

Local zoning laws can require insurance for a day care, but Orange County does not have such a requirement.

McCabe said the boy was in the hospital for five weeks, underwent two surgeries and suffers from vision loss.

The state has suspended Alston's day care license.

RELATED TOPICS: Orange County

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Do you really think the parents based their decisions on price alone? It takes a really cold person to say "oh well, that's what the parents get". It it not that black and white.

Home daycare should carry insurance. It is a risk when you let anybody keep you children who dont have insurance. I agree with tired of thoughtlesness I pay for safety. At least I know that is something happen to my child at a center they would be responsible.

Ah the poor lawyer is whining about losing his fee.

when my wife looked at starting a home day care service we looked at doing it "right", contacting our insurance agent and determining what proper coverage would cost. When we priced our day care service accordingly to cover these expenses we were always undercut by those not carrying liability insurance and having a high children to caregiver ratio. Finally we decided we wouldn't be able to compete in an industry where people were running a day care by the seam of their pants and the state/county/city cared little about regulating this industry. Oversight is a reason for government to exist and this is a perfect case where oversight is needed. If you choose to leave your child in an uninsured, over capacity home day care then so be it. Don’t expect to be able to recover any compensation if your child gets injured or worse.

Absolutely unbelievable that the state, as much as they meddle, hasn't seen fit to cover this area!

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