Attorney general seeks to shut down credit repair firm

Raleigh, N.C. — Attorney General Roy Cooper took legal action this week to try and shut down what he called a bogus credit repair company.

The state’s case against Life Changing Credit Repair Services was included in a nationwide sweep of cases against fraudulent credit repair outfits announced Thursday by the Federal Trade Commission.

“People trying to improve their credit need straight answers, not empty promises,” Cooper said. “We’ll continue to go after companies that make promises they don’t keep.”

Cooper filed suit Tuesday in Wake County Superior Court against Life Changing Credit Repair Services, which also does business as Life Changing Financials Company, and owner Anquella Davis. The suit claims the company violated state laws that ban charging an upfront fee for credit repair.

Cooper is asking the court to shut down the Raleigh-based company’s illegal operations and to order the company to pay refunds to consumers.

Consumers who need help managing debt and restoring their credit can check with the National Foundation for Credit Counseling at 1-800-388-2227.

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Stupid is what stupid does. Are we really to the point where we need the government to come in and safe each and every time. What happened to people being accountable for their actions. You get into debt, you better be able to get out of debt. If you don't know how to get out of debt, you better be smart enough to understand that people are out there to take advantage of you! Buyer beware!!!