Ask Anything: 10 questions with David Clegg, Employment Security Commission
David Clegg, with the Employment Security Commission, answers your questions about finding a job, workers comp and unemployment benefits.
Posted — UpdatedThere is a one week period that follows the filing for unemployment insurance that is not paid to the claimant until the end of the claimant’s payment schedule. This is called the “wait week.”
The reason the wait week exists is to allow the commission to review the claim, contact the employer for separation information and make sure that the claimant is monetarily eligible for unemployment insurance benefits. It prevents fraudulent claims and inadvertent over-payments.
In the last session of the general assembly there was some discussion about doing away with the waiting week. A bill was filed but did not pass and it was determined that removing the waiting week would cost the unemployment insurance trust fund nearly $55 million per year.
The methods that folks use to find work are changing all of the time. Technology has added more options but the tried and true method of networking is still the basis of the search.
We at ESC want to give the job seeker all of the tools possible to successfully find a job. There are now over 4.3 million people in the labor market in North Carolina and the breadth of job opportunities is remarkable. We offer face-to-face job counseling and job search in our local offices across North Carolina as well as many job fairs that we help host across the state.
Employers also check our data bank for those job seekers who have entered their resumes on the SkillNet. Many employers ask ESC to screen their applicants so it is imperative that you seek those jobs through ESC.
Sadly, fraud is an issue that we have to deal with on a daily basis, but in terms of our case load it is small.
Last year, more than 298,000 folks received one or more checks from ESC. ESC paid out more than $896 million in benefits. We looked at about 25,000 individual allegations of fraud and found about 4,000 to have merit.
Of those, we secured 209 criminal convictions, currently have 98 pending and the balance we have under repayment orders. You may report fraud by calling ESC at 919-707-1338, or emailing at esc.ui.bpc@ncmail.net.
One of the conditions to receive unemployment insurance compensation is that the claimant be able and available for immediate work. A claimant must be actively seeking work and report to the commission on a weekly basis the results of their job search.
An attachment to the labor market is essential to job search, and if you are unable to work you cannot actively seek to reestablish your relationship to the labor market.
Workers Compensation is designed to help workers who are injured manage their health issues whereas Unemployment Insurance is designed to assist healthy workers reconnect to work.
ESC will pro rate the severance pay and let you know how many weeks it will suspend your claim. Your contract work will have a bearing on your eligibility for benefits if it extends beyond the prorated period of severance.
The current economy has placed a strain on the resources of ESC. All claims except those filed by an employer during a layoff require an adjudication which is an initial determination of eligibility. We have hired more staff to review these claims both in the central office and in local offices across the state.
Currently, we are several thousand claims behind the curve, but making substantial progress in insuring that every claimant is treated fairly under the law. Every claim for benefits is given due process and that means that ESC staff reviews your version of the events that led to your separation as well as your employers.
ESC awards benefits to workers who are unemployed through no fault of their own. If you disagree with a decision made by the ESC you have at least four levels of appeal, including superior court.
The health industry is going to be one of the most robust sectors of the economy. Medical transcription will be expected to grow as an occupational category but it is going to be one that will have to adapt to quickly changing technology. ESC data show that the occupation will grow about 2 percent a year. The average wage for that job now is around $35,000.
He can leave his 401k alone unless the former employer is forcing a divestment. Normally, that is not the case as the account probably has a plan administrator. The plan administrator keeps the account balance until it is moved into a new qualifying account at the new employer’s depository.
Even though a self employed individual can have a 401k, with the economy as it is right now and assuming the depository is sound, I would leave it alone. I would not want to risk the 20 percent penalty for early withdrawal or risk not making the 60-day time limit for reinvestment. I would not make a move with out consulting the plan administrator.
I know that OSP would be interested to know if you feel your application is not being handled properly by a specific department. At ESC, we acknowledge all applications for our positions.
Check the OSP site frequently for it is updated all of the time. Also, OSP has a system called “Temporary Solutions” that seek to provide part time and short term placements in state agencies. Sometimes these positions can evolve into full time placements.
In the world of work as is exists today, changing jobs is a natural part of the economic process. Layoffs, cutbacks, retooling, right-sizing and closures are all part of the modern economic landscape.
Few workers will work for one employer and retire after 30 years with a gold watch and a pension. To tell a potential employer that you were fired or laid off no longer has the stigma that it once did in the market place. If the termination was for fault associated with work performance that is another matter.
Many times successful employees learn from a disastrous work experience and become better employees because of the termination. Many suggest that you use the term “separated” and be honest about what happened and ready to explain how it has made you a better potential employee.
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