Some Lose Coverage After Filing Fran Claims

Hurricane season was not friendly to Johnston County resident AndyCurrin. He had to file three claims with his insurance company, Allstate.

Fran was the worst for Currin but ,in all, the claims added up to$1,700. Everything was fine -- Curring received his insurance money, butthen he got a surprising letter from Allstate cancelling his homeowner'sinsurance.

For a guy who's paid premiums for 10 years, having his insurancecancelled because of one bad storm season didn't sit well with Currin.

It's very difficult to explain why a company can do what Allstate did,and Allstate couldn't be reached for comment. But the lawsupports such cancellations. Deputy Insurance Commissioner Bill Stevens ofthe North Carolina Department of Insurance says the department has nopower to force the companies to keep those policies.

Now, Andy Currin has to start looking for another insurance company. Hesays that's just not fair.

For those who can't find an insurance company to write a homeowners'policy, North Carolina has a safety net called the Fair Plan. It's anetwork of companies that write the policies together, but their premiumsare usually more expensive than others.