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Fund-Raiser Looks to Replace Damage from Day-Care Crash

Posted April 28, 2007
Updated April 30, 2007

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— Parents and staff members at a Raleigh day-care are looking for answers to a high-speed mystery that damaged a classroom in the building.

An SUV slammed into the Method Child Development Center Monday morning. Police told the day-care directors that the stolen vehicle was going at least 80 miles an hour on Avent Ferry Road when it went airborne and crashed through a sign and the power pole before hitting the building.

“The first thing I said was, ‘Oh, my God, what do we do now? How do we start our day? Are we going to open? What are we going to do with the 18 kids who are in that classroom?’ said Method administrator Hope Gill.

The day-care closed Monday while crews removed the car and cleaned up the mess. On Tuesday, they reopened with plywood where a window and wall stood less than two days earlier.

“The classroom's not the same,” Gill said. “It’s up and running. They're missing a lot of things to add to their education.”

The Buick took out more than just the wall. It also destroyed books and toys. Saturday's yard sale is a regular fund raiser for the day-care, but this year its purpose was to replace things lost in the wreck.

In the meantime, police are looking for the people inside the SUV. Parents and staff at the day-care said they hope everyone involved is caught, but the damage has already been done.

The day-care directors said they recognize it was a freak accident, but they still want to ensure there won’t be a repeat. They are talking about putting up concrete barriers as a precaution.

16 Comments

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  • speedy Apr 30, 2007

    I believe the insurance should replace contents as well.

    NOT knocking a fundraiser, just the way the story was reported.

  • tina2117 Apr 30, 2007

    My daughter goes to the school and is in the class that was damaged. The fundraiser was planned weeks before the SUV crashed into the school. The daycare has insurance and will be taking care of the damage. The daycare is a nonprofit that was founded 30 years ago by five churches. So, the tuition, etc. covers the overhead. The fundraisers are for special things for the kids. And yes, some of the money may go to replacing some items in the classroom. The SUV destroyed their book center, housekeeping play area, and the large rug they sit on for circle time. All of the books need to be replaced and the rug. And every daycare I've been at has had some sort of fundraiser. Just like every elementary, middle school, and high school. Tuition doesn't cover everything the same as our tax money doesn't cover everything a public school needs.

  • independent_thinker Apr 29, 2007

    A quick search of Wake Co. public property records indicates the property is owned by a Limited Liability Corporation listed in Apex.

  • independent_thinker Apr 29, 2007

    speedy, thanks for the clarification. I worked in Property Casualty Claims for many years where the word "negligence" carries a very specific meaning.

    Is it short-sighted to chose to not carry insurance? Yes. However, if the daycare owner doesn't own the property, they can't insure it, no matter how diligent they are.

    I would guess over 90% of building owners would carry property insurance, although some commercial owners choose very high deductibles [$10,000 or more at times]. I just saw a homeowner with a modest house in the Triangle with a $2,500 deductible.

    That's too high for me.

    Not a knock on WRAL, but there's too many missing pieces of information; which is why we're all speculating.

  • speedy Apr 29, 2007

    I didn't mean "legally" negligent. What I meant was "stupid"

  • refiman Apr 29, 2007

    I guess it really come down to, the daycare owner, if they do not have insurance, made a conscience decission not to have it(what could go wrong??, right). They took that gamble, they were willing to run the gambit. See what can happen. Too bad, take the risk, pay for the repair out of your on pocket. Old saying "you can pay me now or pay me later" Chose not to pay for insurance because it is cheaper to not have it. The cheap comes out expensive.

  • independent_thinker Apr 29, 2007

    speedy, if the building owner doesn't have a mortgage or note on the building, they aren't required to insure the collateral.

    As a legal matter, you can't be negligent to yourself, and unless otherwise agreed to in writing between the landlord and tenant, the landlord has no duty to to carry property coverage.

    As a practical matter, the owner should fix his investment and provide the tenant with an uninterrupted business. That may indeed be legitimate contractual matter between the landlord and tenant, however some landlords don't have the means to pay for unbudgeted damage.

  • speedy Apr 29, 2007

    Well, if they rented, they should have contents coverage.
    The building owner should have coverage on the building.
    Either way, if there was no coverage, somneone is negligent.

  • independent_thinker Apr 29, 2007

    You may be surprised to know that auto insurance only covers drivers who have permission to use a vehicle; not thieves.

    A thief doesn't meet the definition of an "insured person" under the liability section of the policy.

    Perhaps the day care had property coverage, but not if they rent; then they'd have only contents and liability coverage.

    Given the comments, I'll encourage you to read and understand your Home and Auto policies. While a court may resolve vague wording in favor of an insured, most of the policy contract is considered "plain language", and you're bound by it.

  • JDPike Apr 29, 2007

    I'm sure that either the insurance of the car or the insurance of the daycare is going to pay for the repairs to the building and usually pays for anything that received damage during the crash. This just looks like a way for the daycare to use this incident to receive pity from the community and take in more money for themselves.

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