RALEIGH, N.C. — Every month, thousands of people run out of money before their next paycheck. Some turn to payday lenders to get a cash advance, but sometimes the help is more than they bargained for.

Tuesday, lawmakers will considering a bill that could make or break payday lenders.

Payday lenders attract customers by promising easy loans. The lenders make money by charging high interest.

Sen. David Hoyle, D-Gaston County, has proposed a bill he said will protect customers.

"It's necessary, because right now we have an industry that has no regulation whatsoever," he said.

Under the senator's bill, customers could only borrow up to $300.

With less than a week left in the legislative session, critics say the bill is too little too late.

"It's been an industry bill essentially -- wait to the last minute and push it through the house without telling anybody what's going on," said Sen. Wib Gulley, D-Durham County.

Hoyle, admits it will be a tough bill to pass.

The Senate is expected to vote on the bill Tuesday. The bill has already passed in the house.