Get Out of Debt Guy

My Husband Ran Off With Another Woman and Left Me in Debt

Posted February 6, 2015

Dear Steve,

My husband took off with another woman. Our house is now in foreclosure and our daughter had to quit college because my ex messed up loan application paperwork. 

We took out Student Plus loans done in my name because he was overseas when the paperwork needed to be signed, but part of the divorce settlement stated HE WAS RESPONSIBLE FOR REPAYMENT OF THE LOANS NOT ME. 

However, I have contacted the loan company, sent copies of the divorce decree and they refuse to remove my name and SSN and put them under his. 

His non-payment will affect my credit which is already ruined because of his refusal to make mortgage payments. I was only working 19 hours a week at a minimum wage job when he left and vacated the house so we could try and get a short sale done. I have since then been ill and had to undergo cancer surgery for with a high recurrence rate. I am still recuperating and am unemployed.

How do I get this mess settled? I have spent a ton of the money I got to pay a crappy lawyer and have little left to fight with against the mortgage company and the Student loan people. 

I need your advice. 

The divorce says I am responsible for 1/2 what we will owe on the house once it is foreclosed even though I put much of my inheritance money into improvements on the house. My lawyer said there was not way to repay me for that. 

I do get some retirement income from my exes account for the next two years and then I am suppose to receive a monthly amount for 3 years from him but I do not think I will ever see a cent of that money and he is leaving the area with his new missus. Any suggestions?

Kathleen

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Steve Rhode
WRAL Get Out of Debt Guy

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  • James Vicky Oct 13, 2015
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    HELLO EVERYBODY AM MEEKS PEARCE FROM USA I AM FULL OF JOY FOR WHAT MOTHER ESANGO DID FOR ME, I NEVER TAUGHT SPELL CASTING WAS REAL BECAUSE I HAVE CONTACTED A LOT OF SPELL CASTERS AND THEY ALL COLLECTED MY MONEY WITHOUT GIVING ME RESULT, SOMEBODY TOLD ME OF MOTHER ESANGO SO I GAVE IT A TRY, BEHOLD! I WAS SURPRISE OF EVERYTHING, MY HUSBAND LEFT ME FOR 11YRS BUT MOTHER ESANGO TOLD ME NOT TO WORRY THAT SHE WILL RETURN HIM BACK TO ME . TODAY AM THE MOST HAPPIEST WOMAN IN THE WORLD BECAUSE MOTHER ESANGO RESTORE JOY BACK TO ME BY BRINGING HIM BACK, AM GRATEFUL FOR EVERYTHING BECAUSE I NEVER TAUGHT I WILL EVER FEEL THE WARM TOUCH OF MY HUSBAND AGAIN, I PROMISED HER THAT I WILL ALWAYS SINGS HER PRAISES EVERYWHERE I GO AND TELL THE WHOLE WORLD OF HOW POWERFUL SHE IS.... CONTACT HER THROUGH THIS EMAIL FOR ALL THOSE OF YOU WHO WANTS TO BE HAPPY LIKE ME AGAIN.. esangoshrine@gmail.com

About this Blog:

Steve Rhode has had careers in opthalmology, real estate and as the head of a nonprofit debt counseling firm. On his blog, he offers hard-won, free advice about getting out of debt, consolidation and making the right choices as you manage your money.