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Moped insurance requirement clears Senate committee

Posted June 11, 2015

Those driving mopeds would have to carry insurance in order to drive on state roads under a bill that took another step closer to passage Thursday.

— Those driving mopeds would have to carry insurance in order to drive on state roads under a bill that took another step closer to passage Thursday.

"It's all about accountability and responsibility," Rep. Phil Shepard, R-Onslow, told the Senate Insurance Committee.

The debate over insuring moped riders has raged at the General Assembly for years. Proponents say that, if people are riding on state roads, they should have a way of taking responsibility for accidents in which they are involved. Opponents worry that the measure will drive up the cost of owning a moped and could make it hard for some riders, particularly those who have lost driver's licenses and rely on mopeds, to legally operate the bikes.

"I don't want to get to the point where those who have had (drunken driving charges) cannot get covered," Sen. Floyd McKissick, D-Durham, said, adding that he is "more comfortable" with the bill than in past legislative sessions.

McKissick asked how many people the new requirement would affect, but Shepard said he doesn't know.

A new requirement that mopeds be registered with the state goes into effect this year.

Should House Bill 148 become law, the insurance requirement would go into effect July 1, 2016.

The bill's next stop is the Senate floor.

15 Comments

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  • Wayne Boyd Jun 13, 2015
    user avatar

    I've often wondered how much of my insurance premiums go to those who are paid to lobby to push legislation of this nature. Every year my vehicles get older, my driving record gets better and yet my premiums continue to increase WHY!

  • Mike C Jun 13, 2015
    user avatar

    All I can say is 'it's about time'.

  • Roy Hinkley Jun 12, 2015
    user avatar

    View quoted thread



    The bill text is posted at: http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2015&BillID=H148

    Edition 2 is the most current version.

    It does not appear to include bicycles in any way.

  • Pat Demby Jun 12, 2015
    user avatar

    View quoted thread


    LOL, funny movie guy thinks driving is a right and not a privilege. Silly movie guy.

  • Brian Huff Jun 11, 2015
    user avatar

    This could become a slippery slope, and depends a lot on how it is written (then again when do politicians actually read what they vote on). Have heard some say that this may require bicycles to need liability insurance.

  • Paul Blart Jun 11, 2015
    user avatar

    If they are so concerned about liability why don;t they pass a law requiring gun owners to carry liability insurance? They are inherently more dangerous and can cause losses and lawsuits monetarily many times over what a scooter does.

  • Rebecca Caldwell Jun 11, 2015
    user avatar

    Another piece of legislation that makes life harder on the poor. No surprise, since our Republican lawmakers have a vested interest in creating and maintaining a permanent underclass while they benefit from serving the interests of big business (like, say, INSURANCE companies) and the wealthy. They are so evil, and so very transparent!

  • Ann Meyer Jun 11, 2015
    user avatar

    View quoted thread


    Not all scooter drivers are drunks. There are people that drive scooters for all sorts of reasons - can't afford a car, convenience, other medicals reasons that keep them for being able to get a drivers license, etc. - so don't make the assumption that assumption. I know because I know several people that drive scooters for this reason. Scooter drivers are not always at fault in an accident. Most of the time it is those of in cars that are too impatient until we can get around them that cause the accident. I can tell you that those that I know that drive scooters is that that are more than happy to have to register their mode of transportation and to pay insurance.

  • Roy Hinkley Jun 11, 2015
    user avatar

    View quoted thread



    They don't have to be registered yet, but starting July 1, 2015 they will.

    It would be nice if the website reflected the forthcoming change.

  • Paul Blart Jun 11, 2015
    user avatar

    Oddly DMV does not say mopeds have to be registered yet. http://www.dmv.org/nc-north-carolina/other-types.php

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