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Staff members of Carolina Parent magazine provide insight, tips and suggestions on making the most of family life.

Wanted: Universal Health Insurance

If you’ve ever been laid off, you know what’s coming: first, numbness and shock, then hurt and betrayal that your hard work has amounted to nothing. Then comes the real problem: paying the family’s bills, especially for health care.

In 2007, more than 45 million Americans were without health insurance. Now that the recession has hit,
more people are uninsured. Millions of parents are waiting anxiously to see if they’ll able to afford doctor visits for their families under President-elect Barrack Obama’s promised health care reforms.

Even for those with jobs that offer insurance benefits, affording health care is a daily struggle. In North Carolina, family health care premiums rose an estimated 5.3 times faster than earnings for North Carolina’s workers from 2000 to 2007, according to a
report from Families USA, a nonprofit that promotes high-quality, affordable health care for all Americans. In that eight-year period, family health care premiums rose by 74.7 percent, while median earnings rose by only 14 percent. For family health coverage provided through the workplace in North Carolina, annual health insurance premiums in the 2000-2007 period rose from $6,649 to $11,618—an increase of $4,969, according to the report.

I used to hear people arguing that if we adopt universal health care coverage for every citizen, the quality of health care will suffer. I don’t hear that cry so much now that health care is out of the reach of so many. In 2007, health care spending across the nation grew by 6.1 percent to $2.2 trillion, translating into $7,421 per person for the year, according to the Associated Press.

We don’t have much to lose and everything to gain by trying to ensure that healthcare becomes a national benefit for every American, just like a free public education. Educated and healthy: that’s a great start for everyone. Then finding a job might seem less challenging.

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Everyone has gripes about health care, but the bottom line is: I asked a group of Canadians if anyone would trade their National Health Card for my HMO card... They all laughed at me. Not one country that has Universal Health is even considering reverting to a system like ours.

Isn't it odd that the Canadians are having to come to the US for surgery, AND, seniors are trying to buy prescriptions in Canada because of the high cost here???

wildervb, when was the last time you talked to someone from Canada or GB, who lost a loved one due to the waits for medical care, or who travel to the US for that medical care? Not to mention, have you noticed their teeth? THe lack of dental care is amazing for a a "great industrial nation" such as there's. While we may be inefficient at this point, and burdened by paperwork and bureaucrats instead of decisions made my medical doctors, it is still the best in the world, and the most readily available to any and all. I'm afraid you have fallen prey to the leftists' progaganda that wants everyone to believe we have to have universal, ie, socicalized, medical care so noone has to be responsible for themselves. Sorry, but I think you must be too young to remember what it was like when man was held accountable for his own actions and took care of himself and his family!

wildervb - states get federal money to run their public school systems. That money does not come without strings attached. You take taxpayer money, but the government will tell you how you can spend it, regardless of what the needs of the state's school systems are. I personally don't want the government to have that kind of control over my health care. I want the best possible care, not whatever care the government decides it can "afford".

People in Canada come to the US to get medical care because Canadians are waiting for MONTHS to see a doctor. I recently saw a video of a man in Canada who had a brain tumor. He was going to have to wait 6 months to get it tested to see if it was benign or malignant. He came to the US, found out it was malignant, had surgery, got treatment, and in 6 months was on his way to recovery. In Canada, he would have died waiting to have the tests just to diagnose the tumor!

Is this really the kind of health care we want?? Wake up!!

wildervb, you're wrong. I have relatives in Europe, and their care is not great. My cousin, who is an anesthesiologist in Germany, wryly smiled when she told me that in Germany, it is good to be sick in January, before the prescription alotments run out. She told me doctors are moving to the private sector in droves, because they can make more money that way. In Italy, your family is expected to provide basic room care in hospital, rather than a nurse. In England, people are denied medications that their doctors request, because they are too expensive. Oh, and what about all of the Canadians that come to the US, so they don't have to wait forever for treatment? Sure, universal healtcare might be good for those who don't have any healtcare, and who have to plans to work for it. But for the rest of us, those who will have to pay for their healthcare AND ours, we will be left with substandard care, compared to what we have now. LOL, long live socialism, I guess.

littlegramma, you said it best!

Healthcare will decline under a universal plan. The government will decide who gets care, and what kind. If you're old, or have a disease that requires special expensive treatment, you can forget it. Already in one of the western states that offer state care and assisted suicide, a woman was offered assisted suicide coverage rather than treatment for her cancer. I'm sure we'll see a lot more of that with univeral care. How much is a life worth? That will be up to the government to decide, I guess.

I agree with everything you say Animal Lover, but every time there's talk of reform, the Conservatives yell socialism and nothing gets done. Little do these Consevatives know, they're just pawns of the health care industry.

"I don't understand why so many Americans prefer to have such an expensive inefficient system as we have."

PREFER?

I don't quite think that's the best word here. I don't prefer much of anything that is expensive OR inefficient.

A huge reason for America's problematic ILLNESS industry is that Americans will not & do not take care of themselves. Most do not eat healthy diets nor exercise on a daily basis. Most rely solely on their docs for drugs &/or surgery as the ONLY source of treatment. Most are too busy, do not care, are too lazy, or are too stupid to realize they are just human guinea pigs. The FDA is NOT protecting us, nor the USDA. Big Pharma is in control & wants it to stay that way. The food industry has immensely contributed to this problem as they continue to crank out "new" & "improved" in name only to pursue their bottom line-profits.

The US illness industry thrives along; the docs-hospitals-ins companies-drug companies-FDA want it that way.

littlegramma,

People in these countries with socialized medicine have longer life expectencies than we have. Instead of relying on scare tactics and myths, look at the actual data.

The US has the highest cost Health care system in the world. We have the highest percent of our dollars going to administrative costs in the World. Medical costs are the number 1 reason for personal bankrupcies.

The sad truth is... If you're healthy or have a government job that provides insurance you're always insured for medical expenses. If you're not, you'll be priced out of the market. Fewer and fewer private companies will provide health insurance in the future as they are competing on a Global market where the competition doesn't provide health benefits.

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