Get Out of Debt Guy

I'm Stuck in a Decade Long Bankruptcy. - Patricia

Posted April 23, 2013

WRAL Reader Asks

Dear Steve,

I have been in bankruptcy for about ten years and can't seem to get out of it. I think i need some outside help.

Were can i get credit counseling to help me to get out of this bankruptcy, my attorney is not doing any thing.



Dear Patricia,

If you've been in a bankruptcy proceeding for ten years there is a lot more to this story than what you've shared so far. Even the longer chapter 13 bankruptcy would only be about five years of payments. A chapter 7 bankruptcy lasts about 90 days.

If you feel your bankruptcy attorney is not being helpful, then get a second opinion from a different attorney. You can click here to find a local bankruptcy attorney.

You might also want to read my guide, How to Find a Great Bankruptcy Attorney to get an idea of what you should look for and expect when working with a bankruptcy attorney.

Credit counseling is not going to resolve whatever issue you are having with your bankruptcy attorney. Only action by you in either finding a new bankruptcy attorney or working out better communication with your current attorney is going to solve whatever issue is going on.

Steve Rhode
WRAL Get Out of Debt Guy

If you have a credit or debt question you'd like to ask, just click here and ask away.

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About this Blog:

Steve Rhode has had careers in opthalmology, real estate and as the head of a nonprofit debt counseling firm. On his blog, he offers hard-won, free advice about getting out of debt, consolidation and making the right choices as you manage your money.