Get Out of Debt Guy

I Can't Make Enough Money on Commission

Posted June 21, 2013

WRAL Reader Question

Dear Steve,

I work at a commission job and I'm not getting clients, low paying p/t job, utilities in jeopardy, trouble paying bills, the further I go the more behind I get.

How can I get out of debt with a commission job and no clients and a low paying p/t job?


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Dear Sam,

You can't.

This is about the math. With money going out and nothing coming in, eventually the piggybank is dry.

Money problems are often resolved by increasing income, reducing expenses, or a combination of the both. In your case it appears you have little to no income flowing in. That's the logical crux of the problem.

It might just be either the product you are selling is not something people want at this time or maybe selling just isn't your thing. I don't know.

You might just need to draw a line in the sand and give yourself 30 more days to make the commission job a success. If you can't in 30 days then you'll need to go look elsewhere for income. Even a combination of low paying parttime jobs would be better than a high paying commission jobs that pays nothing.


Steve Rhode
WRAL Get Out of Debt Guy

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About this Blog:

Steve Rhode has had careers in opthalmology, real estate and as the head of a nonprofit debt counseling firm. On his blog, he offers hard-won, free advice about getting out of debt, consolidation and making the right choices as you manage your money.