Get Out of Debt Guy

How Can I Get My Child Support Lowered?

Posted January 23, 2014

WRAL Reader Question

Dear Steve,

I'm paying for a kids child support and it's killing my check is always about 900 dollars after they take out I have only 300 dollarsI can't even afford a place to live I have to live with others.

How can I get some of this child support lowered to where I can afford to live

Tommy

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Dear Tommy,

Child support is a legal requirement and the amount you pay would be determined by a court order. In North Carolina you could go back to the court and ask for a modification. 

According to the North Carolina Department of Health and Human Services, "The court upon its own motion or upon motion of a party may deviate from the guidelines if, after hearing evidence and making findings regarding the reasonable needs of the child for support and the relative ability of each parent to provide support, it finds by the greater weight of the evidence that application of the guidelines would not meet, or would exceed, the reasonable needs of the child considering the relative ability of each parent to provide support, or would otherwise be unjust or inappropriate."

Keep in mind that child support is an obligation that comes before anything else.

According to the State, your child support payment cannot exceed 40 percent of disposable income for only one support agreement. And up to 50 percent of disposable income when multiple support orders exist and you are also not supporting the spouse.

If you want to inquire further about your options you can call the Division of Social Services at 919-733-3055.

Steve

Steve Rhode
WRAL Get Out of Debt Guy

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About this Blog:

Steve Rhode has had careers in opthalmology, real estate and as the head of a nonprofit debt counseling firm. On his blog, he offers hard-won, free advice about getting out of debt, consolidation and making the right choices as you manage your money.