House approves insurance requirement for mopeds

Posted April 29, 2015
Updated April 30, 2015

— The state House voted 81-32 late Wednesday night to require those who ride mopeds on public streets to carry insurance starting July 1, 2016.

"We've found an increasing number of incidents with mopeds," said Rep. Phil Shephard, R-Onslow.

The subject of regulating mopeds has been a long-simmering issue at the General Assembly. A bill that passed in 2014 will require North Carolina moped drivers to register their vehicles and put plates on them starting this July.

Opponents of the bill argued that mopeds are a low-cost form of transportion that helps people get to and from work and school. They also point out that a moped is often the only form of transportation that someone who has lost his or her driver's license can use.

"It's no secret why they're out there riding mopeds at 7 a.m.," Rep. Dana Bumgardner, R-Gaston, said of the small bikes, which are limited to going 35 mph and exposed to the elements.

Bumgardner questioned whether moped riders, particularly those who had lost their licenses due to drinking and driving, would be able to obtain insurance.

"What are these people going to do to get around?" he asked.

But Shepard insisted insurance companies would write policies. During committee hearings, costs estimates have varied widely on how much those polices would cost.

The measure will now go to the Senate, which historically has favored requiring insurance.


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  • Jeff Johnson May 3, 2015
    user avatar

    Are these legal to drive outside of cities and towns where the speed limit is over 35? A 20 MPH speed differential between other vehicles and something this small is a disaster waiting to happen. The needs of the few outweigh the needs of the many?

  • Sammy Macloud May 2, 2015
    user avatar

    View quoted thread

    then the LITTLE MAN should NOT have been driving drunk! Easy.....

  • Jamal Jensen Apr 30, 2015
    user avatar

    Forget insurance. These mopeds should be illegal to ride on any road where the speed limit is above 35 mph. They put the rider and the driving public in danger.

    The same goes for bicyclists. The roads in North Carolina really don't have a shoulder. If there is one it's crumbling and jagged.

    Until such a time when the public wants to spend money on widening roads for bike lanes, both mopeds and bicycles need to be banned.

  • Adul Siler Apr 30, 2015
    user avatar

    Good! Should have them inspected yearly too. Many take off the muffler thinking it will make the moped faster.

  • Bobby Medlin Apr 30, 2015
    user avatar

    Next you'll need insurance on your bike. Jack Handy I do not see 16 yr olds on mopeds.

  • Mike C Apr 30, 2015
    user avatar

    It's about time! This has been a requirement in other states and countries for a long time.

  • Norman Lewis Apr 30, 2015
    user avatar

    At least minimal insurance is a good idea. As a motorcycle rider and car driver, I have to maintain insurance. Someone who voluntarily chooses a moped for short range transportation would have no problem. Someone with a DWI or multiple other infractions will have a problem with insurance surely, but, they have proven they cannot operate a larger vehicle safely so who says their use of a moped will be better? I observe multiple moving violations by mopeds, ignoring yield signs, red lights, crossing in a pedestrian walkways to bypass red lights etc, not all, but enough to be concerned.

  • John Smith Apr 30, 2015
    user avatar

    Wait, wait, wait... A moped has been always been excused from insurance/plate requirements because it goes no faster than 35mph. Anything that goes over 35 is registered as a motorcycle. Will these be registered as MOPED or Motorcycle? If it is mandatory to have insurance on these like the rest of the motor vehicles, why would it not be mandatory to have a license endorsement as with a motorcycle?

  • Clayton Mack Apr 30, 2015
    user avatar

    Then as soon as bicycles start clogging the streets, the state will require plates, registration and insurance for them as well.

    Once again, this is a way to stick it to the little man. A suspended license for DUI will make their insurance premiums go sky high.

  • Nick Ditcheos Apr 30, 2015
    user avatar

    a good law, cannot afford insurance, get and bicycle.