Local News

High-Risk Health Insurance Pool Urged

Posted July 19, 2007

— The North Carolina Health and Wellness Trust Fund Commission on Thursday approved spending up to $5 million to establish a high-risk health insurance pool that is under consideration by state lawmakers.

A high-risk pool would provide access to health insurance for people with serious health conditions that are often debilitating. These patients are many times deemed uninsurable or are unable to afford health insurance because of their pre-existing conditions or lifetime policy limits.

“A high-risk insurance pool provides an opportunity for the sickest of the sick to get access to the health services they need,” Lt. Gov. Bev Perdue said in a statement. “The high-risk pool, along with our efforts to expand children’s health insurance this session, are important steps to help the uninsured in North Carolina.”

Thirty-four other states already have high-risk health insurance pools.


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  • terriersrfun Jul 20, 2007

    I can't afford healthcare either. BCBS quoted me insurance for $1000.00 per month due to my pre-existing non-debilitating conditions. I own a small business, work 80+ hours a week and don't remember the last time I saw a doctor for anything other than a physical.

  • fullersix Jul 20, 2007

    I hate that the government needs to do this, but for YEARS I have gone without health insurance because I have diabetes and asthma. I have had my diabetes under control most of the last 12 years. I have never had an emergency room visit for my asthma. Still, no one will insure me. Can't even get high deductible insurance for major medical expenses for less than 5,000 a year. To the insurance company, it makes no difference if I control my blood sugars or if I have gangrene and kidney disease, I am diabetic and uninsurable. Only BCBS will insure me, and that "non-profit" is totally unaffordable, and wouldn't cover much anyway because of my "pre-existing illness". So I pay by cash and select my treatments by the generics when I can and use prescription drug plans when I can. I haven't yet needed any emergency medical care, so I count myself among the blessed.

  • Arbi Jul 20, 2007

    Does anyone really think the government will force the insurance companies provide affordable health insurance? What a joke at the expense of the working people of this country. I heard on TV yesterday Coventry Insurance company posted a 2.6 billion dollar profit last year. Can't win for nothing.

  • WTFmph Jul 20, 2007

    The insurance business is really going to create an affordable premium for the afflicted.


    Insurance and utilities are some of the few enterprises that are guaranteed a fat profit by our illustrious and extremely corrupt government.

    These "golden boy" industries are going to give up some of that "golden goose" proceeds by caring for some of the marginalized and disenfranchised.

    Yeah, right.

    Visons of winged pigs flying from ????

  • shine Jul 20, 2007

    While we are at the high risk - how about figure some affordable health insurance for everyone.

  • Angry Independent Jul 19, 2007

    It's about time. The uninsurable endure a financial hardship that people in group plans cannot even comprehend.