Bill requires registration, insurance for mopeds

Posted July 15, 2014

— Moped owners would have to register their rides with the state and carry insurance under a bill that cleared the Senate Finance Committee on Tuesday morning. 

The bill, which has already has passed the Senate Insurance Committee, differs from House Bill 1145 as it was passed by the House, where members stripped a provision requiring insurance. 

"A true moped is limited to 30 mph on flat and level ground," said John Hill, a dealer from Greensboro who spoke on behalf of the North Carolina Motorcycle Dealers Association.

Many of the accidents that make the news as "moped" collisions, Hill said, were actually bigger scooters with engines that exceed the 50-cc limit placed on mopeds in state statute.

Requiring insurance, Hill argued, would mean that people who rely on mopeds to get to work would be priced out of the market. 

Sen. Tom Apodaca, R-Henderson, argued that the insurance requirement would mean moped riders would have "skin in the game" when they caused an accident.

That prompted Sen. Josh Stein, D-Wake, to quip, "I don't think we need to worry about moped riders have skin in the game when they have an accident," a reference to their physical disadvantage against a car. 

Stein asked whether the state shouldn't first carry out a study that looked at how many accidents are actually caused by mopeds.

"I just think it makes common sense for them to have some financial responsibility," Apodaca said. 

Tim Lucas with the North Carolina Rate Bureau, which helps set insurance rates, said a basic policy that would be required by the law would cost $65 per year. But that would be for a licensed driver with a clean record. Drivers who had lost their licenses, for example, could end up paying around $400 for such a policy. 

The measure cleared the committee on a voice vote. If it passes a vote of the full Senate, it would return to the House, where lawmakers would have to decide whether to accept the changes to the bill or ask to negotiate a compromise.


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  • Bill Mooney Jul 16, 2014
    user avatar

    Mopeds cause less financial damage than guns. People should be required to carry liability insurance for their guns.

  • dib Jul 16, 2014

    View quoted thread

    "don't ride up to the front of a line of stopped traffic" - Actually in some cases it is dangerous not to and I always do, if the traffic is not moving. If I am always behind cars in the lane and there are cars behind me, I slow all those cars down behind me. I ride up, stop between the strait and turn and when the light turns I ride off to the right so cars can pass me. I don't seem to have any problems with cars, especially crossing capital on durant.

  • scvmcdoc Jul 15, 2014

    Register and insure them! If not then should not have to register and insure my motorcycles.

  • sunshine1040 Jul 15, 2014

    Yes a moped can cause damage to a car when driven into a car by a careless driver. Insurance about $65 a year if they have a clean driving record. High cost of insurance is why many of us do not speed or dui. All motorized vehicles on the highway should be with licensed drivers that have insurance

  • dk12 Jul 15, 2014

    last resort for transportation..try a bike..
    its bad enough that they only go 35mph in a 45 zone..this is dangerous..and annoying.
    i think they should have insurance..
    they are a motorized vehicle on the road.
    I would like to them have a higher speed limit of 45mph instead of 35..
    most places i've seen them riding is a 45 or less zone..

  • anonymoustip Jul 15, 2014

    This is not a good idea to require insurance for this. This is a last resort type of transportation for many people who can't afford or cannot get a car. This is a tax on poor and less fortunate. Many of these people would not be able to get to work without this type of cheap transportation, thereby increasing the need for government services.

  • lec02572 Jul 15, 2014

    I thinks this bill probably will not make it as the house is probably not going to agree with the senate.
    I do like to see the conversation, but I've seen so many bike riders down town that run red lights, don't obey traffic laws, almost hit people in crosswalks it isn't funny. Many of those sandwich guys don't have a clue.

  • ronnyg0447 Jul 15, 2014

    It's about time DAGNABIT. Bicycles generally stay to the right and responsible cyclist obey the rules. I see to many Moped/scooter riders who think they have the right to tool down the road in the center of the lane, blocking other vehicles and slowing traffic. They should be used by licensed drivers and have insurance just like any other motorized vehicle.

  • Ronald Nunn Jul 15, 2014
    user avatar

    Merriam-Webster definitions:

    mo·ped noun \ˈmō-ˌped\
    : a small motorcycle that can be pedaled like a bicycle

    motor scooter noun
    : a small vehicle with two wheels that is powered by a motor and that has a low seat and a flat area for resting your feet

  • Come On_Seriously Jul 15, 2014

    View quoted thread

    You are absolutlely right scubagirl. I will promote the rights of cyclists all day long, but I I'll bash inconsiderate cyclists as well. Some have a chip on their shoulder because they feel motorists don't give them room and respect, and true, some just don't care. Some of us do follow the rules of the road, stay right, don't ride up to the front of a line of stopped traffic etc.

    Just like motorists, there are good and bad cyclists, experienced and amateur, responsible and not. Because you've been slowed down by an irresponsible cyclist a few times (time it-I notice I'm never slowed by more than a few seconds), not all cyclists are that way. If a car cuts you off in traffic, you don't just cut off the next guy do you? Cars and bikes need to pay more attention and repect the other and not spiral out of control.

    CYCLISTS -act responsible and follow the vehicular laws.
    DRIVERS -act responsibly and treat bikes with a few seconds of respect.