If you are in debt and wondering how you will ever dig out, it's worth your time to check out this free lesson from Dave Ramsey. He is offering the free class during the week of April 5 - April 12. Once you sign up to attend a class, you will get an e-mail with a list of locations hosting the free lesson in the area. You pick the one closest to you.
Dave's Financial Peace University is often taught through churches and I imagine you will see him teach the lesson via videotape or videoconferencing.
Although I have not taken the course, I have read his material and he has some great ideas for getting debt free. He is also a fabulous motivator.