Thursday thoughts: What are you doing with your tax refund?

Here we are at tax time again and I am wondering what you plan to do with your tax refund this year - if you are actually getting a refund. Are you planning to spend it on a vacation, remodel the kitchen, pay off debt, put it in the bank or use it some other way? Let's hear it - what are you doing with your tax refund?

This year we are putting our return into retirement savings.  Since my husband and I do not work for companies with matching retirement benefits, every little bit helps!