Today, Credit Karma, a credit management service, released their November Credit Climate report about trends in credit card, auto, student and mortgage debt. How do you compare? According to the report-- in November, the average account holding consumer in North Carolina had:

• $6,995 credit card debt
• $153,747 in home mortgage loans
• $15,790 in auto loans
• $27,377 in student loans

For the most part though, we’re doing better than the national average:

• $7,336 in credit card debt
• $173,566 in home mortgage loans
• $49,908 in home equity
• $15,147 in auto loans
• $28,617 in student loans

As for credit scores, nationally since January 2010-- they’re down four points to 665.